2874 Rutgers Pl, Oceanside, CA 92056 Property Records

San Diego County property record for 2874 Rutgers Pl, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage2,398 sqft Living Area
Lot Size7,678 sqft (0.176 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$7,514.00 (2025)

Property Details

APN / Parcel Number

Primary APN165-591-22-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,398 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area7,678 sqft (0.176 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address2874 RUTGERS PL
CityOCEANSIDE
StateCA
Zip92056-6316
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 230 TR 010530
Legal SubdivisionMIRACOSTA ESTATES
Legal Tract010530
Legal Block1
Legal Lot Number230
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1001
Census Tract18516

Owner

Source: San Diego County records · APN 165-591-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2874 RUTGERS PL, OCEANSIDE, CA 92056-6316
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2023Deed of Trust, Mortgage · Line of Credit
LOANDEPOT COM LLC
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 27, 2017Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2017
Deed SaleDec 27, 2017
Prior SaleJan 12, 2016 · Amount on Record
Deed Doc Number2017608940
Prior Transfer DateDec 21, 2017
Prior Transfer Doc0000608940
Record RefreshedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2874 RUTGERS PL, OCEANSIDE, CA 92056-6316
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2874 RUTGERS PL, OCEANSIDE, CA 92056-6316

Mortgage

Document Number0000313446
DateNov 09, 2023
Instrument2023-0313446
Lender
NameLOANDEPOT COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2874 RUTGERS PL, OCEANSIDE, CA 92056-6316
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000327077
DateJun 23, 2020
Instrument2020-0327077
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 27, 2017
Property Address2874 RUTGERS PL, OCEANSIDE, CA 92056-6316
Document Number0000608940
Map ReferenceMAP 10530
Instrument DateDec 21, 2017
Instrument2017-0608940
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWESTERN RESOURCES TITLE COMP

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2874 RUTGERS PL, OCEANSIDE, CA 92056-6316

Mortgage

Document Number0000608941
DateDec 27, 2017
Instrument2017-0608941
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$688,249 (+2%) Land $385,790 Building $302,459
2025$7,514.00 (+5.22%) Homeowner's exemption$674,755 (+4.04%) Land $378,226 Building $296,529
2023$7,141.00 (+1.56%) Homeowner's exemption$648,555 Land $363,540 Building $285,015
2022$7,031.00

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