2874 McKinley St, Riverside, CA 92506 Property Records

Riverside County property record for 2874 McKinley St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,288 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Feb 2021)
Tax Bill	$5,471 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`235-082-005`

Property Details

APN / Parcel Number

Primary APN	`235-082-005`
Alternative APN	`054700794`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	054700794
Street Address	2874 MCKINLEY ST
City	RIVERSIDE
State	CA
Zip	92506-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34 MB 036/026 PLAZA HOMES
Legal Subdivision	PLAZA HOMES
Legal Lot Number	34
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	4
Census Block	4012
Census Tract	31200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Victoria Avenue listed 2000 · 1 contributing resources · NRIS 00001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2874 MCKINLEY ST, RIVERSIDE, CA 92506-4128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 25, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	2021124236
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0000420954
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	May 6, 2026
Property Address	2874 MCKINLEY ST, RIVERSIDE, CA 92506-4128
Document Number	0000137570
Instrument Date	Apr 6, 2026
Instrument	2026137570
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2874 MCKINLEY ST, RIVERSIDE, CA 92506-4128

Mortgage

Document Number	0000137570,
Date	May 6, 2026
Instrument	2026137570

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Mar 1, 2051

Interest

Rate	6%
Max Rate	-1%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 25, 2021
Property Address	2874 MCKINLEY ST, RIVERSIDE, CA 92506-4128
Document Number	0000124236
Map Reference	MB 36 PG 26&27
Instrument Date	Jan 28, 2021
Instrument	2021-0124236
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2874 MCKINLEY ST, RIVERSIDE, CA 92506-4128

Mortgage

Document Number	0000124237
Date	Feb 25, 2021
Instrument	2021-0124237

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,831 (+2%) Land $99,368 Building $397,463
2025	$5,471.00 (+3.38%)	$487,090 (+4.04%) Land $97,420 Building $389,670
2024	$5,292.00 (+0.44%)
2023	$5,269.00 (+1.88%)	$468,178 Land $93,638 Building $374,540
2022	$5,172.00
2021			$382,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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