2874 Garden Ave, Concord, CA 94520 Property Records

Contra Costa County property record for 2874 Garden Ave, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1947
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (Jan 2025)
Tax Bill	$6,969 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-071-005`

Property Details

APN / Parcel Number

Primary APN	`110-071-005`
Alternative APN	`110-071-005-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1955
Lot Area	5,720 sqft (0.131 acres)
Garage Type	Attached
Garage Area	265 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2874 GARDEN AVE
City	CONCORD
State	CA
Zip	94520-1756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CONCORD VISTA LOT 3
Legal Subdivision	CONCORD VISTA
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3011
Census Tract	329000

Owner

2874 Garden Ave is owned and occupied by an individual who bought it in January 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2874 GARDEN AVE, CONCORD, CA 94520-1756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PURPOSE FNDG INC
Feb 10, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Feb 10, 2020	Quit Claim Deed OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on File
Deed Sale	Jan 9, 2025 · Amount on File
Prior Sale	Feb 10, 2020 · Amount on File
Deed Document Number	20252738
Prior Transfer Date	Mar 4, 2004
Prior Transfer Doc	0000079993
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2874 GARDEN AVE, CONCORD, CA 94520-1756
Document Number	0000326607
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2874 GARDEN AVE CONCORD CA 945201756, CONCORD, CA 94520-1756

Mortgage

Document Number	0000326607
Date	Dec 28, 2020
Instrument	326607

Lender

Name	PURPOSE FNDG INC
Address	LAGUNA NIGUEL, CA 92677

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2020
Property Address	2874 GARDEN AVE, CONCORD, CA 94520-1756
Document Number	0000024648
Map Reference	MB 30 PG 29
Instrument Date	Feb 3, 2020
Instrument	2020-024648
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2874 GARDEN AVE, CONCORD, CA 94520-1756

February 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 10, 2020
Property Address	2874 GARDEN AVE, CONCORD, CA 94520-1756
Document Number	0000024649
Instrument Date	Jan 10, 2020
Instrument	24649
Record Updated	Feb 24, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2874 GARDEN AVE CONCORD CA 945201756, CONCORD, CA 94520-1756

Tax Assessment & Valuation

The 2025 property tax bill for 2874 Garden Ave was $6,969.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,700 (+27.78%) Land $459,000 Building $239,700
2025	$6,969.00 Homeowner's exemption	$546,820 Land $349,965 Building $196,855
2023	$6,654.00 (+1.43%) Homeowner's exemption	$525,588 Land $336,376 Building $189,212
2022	$6,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2874 Garden Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2874 Garden Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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