2874 Elio Hammock Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2874 Elio Hammock Dr, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$419,990 (2026)
Tax Bill	$3,182.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18-26-32-5376-0001-0880`
Alternative APN	`263218537600010880`

Exterior

Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Street Address	2874 ELIO HAMMOCK DR
City	HARMONY
State	FL
Zip	34773-6263
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	VILLAGES AT HARMONY PH 2E & 2F PB 36 PGS 8-15 LOT 88
Legal Subdivision	VILLAGES AT HARMONY PHASE 2E AND 2F
Legal Lot Number	88
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 18-26-32-5376-0001-0880

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2874 ELIO HAMMOCK DR, HARMONY, FL 34773-6263
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2026 · Amount on Record
Deed Sale	Jul 01, 2026 · Amount on Record
Prior Sale	Sep 15, 2025 · Amount on Record
Deed Doc Number	202686372
Deed Book / Page	6997 / 535
Record Refreshed	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 01, 2026
Property Address	2874 ELIO HAMMOCK DR, HARMONY, FL 34773-6263
Document Number	0000086372
Book / Page	6997 / 535
Instrument Date	Jun 29, 2026
Instrument	202686372
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	TITLE OF FLORIDA, DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$296,932.93
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2874 ELIO HAMMOCK DR, HARMONY, FL 34773-6263

Mortgage

Document Number	0000086373,
Date	Jul 01, 2026
Instrument	202686373

Lender

Name	DHI MORTGAGE COMPANY

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,182.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	About 1 in 112 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.