28739 Midnight Star Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28739 Midnight Star Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,611 sqft · built 1995
Lot Size	0.164 acres (7,173 sqft)
Owner	Individual Name on File
Last Sale	$204,500 (Dec 2017)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-26-20-0120-00700-0120`

Property Details

APN / Parcel Number

Primary APN	`31-26-20-0120-00700-0120`
Alternative APNs	`2026310120007000120` `0579511`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,611 sqft Living Area
Gross Area	2,011 sqft
1st Floor Area	1,611 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,173 sqft (0.164 acres)
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	409 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0579511
Old Parcel Number	2026310120007000120
Street Address	28739 MIDNIGHT STAR LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	MEADOW POINTE PARCEL 5 UNIT 3 PB 30 PGS 143-149 LOT 12 BLOCK 7 OR 9647 PG 2090
Legal Range	20E
Legal Township	26S
Legal Section	31
Legal Subdivision	MEADOW POINTE
Legal Tract	120
Legal Block	7
Legal Lot Number	12
Legal Unit	3
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1026
Census Tract	32112

Owner

28739 Midnight Star Loop is owned and occupied by an individual who bought it in December 2017.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28739 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Dec 22, 2003 · Amount on File
Deed Document Number	2017196101
Deed Book / Page	9647 / 2090
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 12, 2017
Property Address	28739 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6412
Document Number	0096472090
Book / Page	9647 / 2090
Map Reference	MB30 PG143-149
Instrument Date	Dec 8, 2017
Instrument	2017196101
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	AMERICAN HOME TITLE OF LAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,431.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 W OLD MILL RD, 255, LAKE FOREST, IL 60045-3842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28739 MIDNIGHT STAR LOOP, WESLEY CHAPEL, FL 33543-6412

Mortgage

Document Number	2017196102
Date	Dec 12, 2017
Instrument	2017196102

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 28739 Midnight Star Loop was $2,935 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 Homeowner's exemption	$151,360 Land $73,495 Building $77,865	$301,629 Land $73,495 Building $228,134
2023	$2,795.00 (+7.96%) Additional exemption filed	$142,820 (+3%) Land $66,845 Building $75,975	$314,930 (+18.6%) Land $66,845 Building $248,085
2022	$2,589.00 Homeowner's exemption	$138,660 Land $55,925 Building $82,735	$265,529 Land $55,925 Building $209,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28739 Midnight Star Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	3 (2022–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28739 Midnight Star Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20