Pasco County property record for 28738 Stormcloud Pass, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,015 sqft · built 1995 |
| Lot Size | 0.33 acres (14,381 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $154,000 (Aug 2001) |
| Tax Bill | $3,297 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-20-0190-00400-0040 |
| Primary APN | 31-26-20-0190-00400-0040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,015 sqft Living Area |
| Gross Area | 3,055 sqft |
| 1st Floor Area | 2,015 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,381 sqft (0.33 acres) |
| Garage Area | 670 sqft |
| Driveway | Driveway |
| Driveway Area | 922 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 370 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Solar |
| Account Number | 0581907 |
|---|---|
| Old Parcel Number | 2026310190004000040 |
| Street Address | 28738 STORMCLOUD PASS |
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0PUD |
| Legal Description | MEADOW POINTE PARCEL 5 UNIT 4A PB 32 PGS 1-3 LOT 4 BLOCK 4 OR 4685 PG 1309 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MEADOW POINTE |
| Legal Tract | 190 |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Legal Unit | 4A |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 32112 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 28738 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6424 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2001 · Amount on Record |
| Deed Sale | Aug 6, 2001 · Amount on Record |
| Prior Sale | Dec 29, 1995 · Amount on Record |
| Deed Document Number | 0468501309 |
| Deed Book / Page | 04685 / 01309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28738 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6424 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28738 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6424 |
| Document Number | 0108730041 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 10873/41 |
| Instrument | 2023149435 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28738 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 28738 STORMCLOUD PASS, ZEPHYRHILLS, FL 33543-6424 |
| Document Number | 0107843920 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 10784/3920 |
| Instrument | 2023048597 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28738 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28738 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6424 |
| Document Number | 0105602084 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 10560/2084 |
| Instrument | 2022048784 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28738 STORMCLOUD PASS, WESLEY CHAPEL, FL 33543-6424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0098670679 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 9867/0679 |
| Instrument | 2019035768 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2034 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,297.00 (+5.1%) Homeowner's exemption | $172,890 (+5.98%) Land $79,117 Building $93,773 | $379,723 (-4.88%) Land $79,117 Building $300,606 |
| 2023 | $3,137.00 (+8.21%) Additional exemption filed | $163,130 (+3%) Land $72,467 Building $90,663 | $399,225 (+18.2%) Land $72,467 Building $326,758 |
| 2022 | $2,899.00 Homeowner's exemption | $158,380 Land $61,547 Building $96,833 | $337,763 Land $61,547 Building $276,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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