2873 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 2873 Ready Section Rd, Toney, AL 35773

Property Summary

Property TypeRecreational/Entertainment (General)
Details3,876 sqft · built 1980
Lot Size0.6 acres (26,136 sqft)
OwnerCompany Name on Record
Last Sale$385,000 (Jul 2018)
Tax Bill$466 (2026)
Deeds & MortgagesOct 2026 Line of Credit
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-05-22-0-000-051.001

Property Details

APN / Parcel Number

Primary APN05-05-22-0-000-051.001
Alternative APN
  • 464230

Interior

Stories1 Story
Building Area3,876 sqft Total Area
1st Floor Area3,876 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialMetal
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialMetal
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number464230
Street Address2873 READY SECTION RD
CityTONEY
StateAL
Zip35773-8657
Property CategoryCommercial
Property TypeCommercial > Retail > Recreational/Entertainment (General)
Legal DescriptionSEC 22 T1S R2W COMM AT THE SW COR OF SEC 22 TH N 89 DEG E 528.27 FT & N TO THE N MAR OF READY SECTION RD & THE POB TH N 4 DEG
Legal Range02W
Legal Township01S
Legal Section22
JurisdictionMADISON AL
Township / Civil DivisionMADISON CROSSROADS
Census Block Group2
Census Block2004
Census Tract10405

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address11856 PULASKI PIKE, TONEY, AL 35773-7296
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF INDEPENDENT
Jul 28, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS TRI-COUNTY BANK
Jul 28, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS TRI-COUNTY BANK
Mar 22, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2018 · Amount on Record
Deed SaleJul 3, 2018 · Amount on Record
Prior SaleMar 22, 2018 · Amount on Record
Deed Document Number201842689
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Recording DateOct 8, 2026
Property Address2873 READY SECTION RD, TONEY, AL 35773-8657
Document Number2026218783
Book / Page2026 / 218783
Instrument DateSep 30, 2026
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number2026218783,
DateOct 8, 2026
Book Page2026/218783
Lender
NameBANK OF INDEPENDENT
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 30, 2056
Interest
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address2873 READY SECTION RD, TONEY, AL 35773-8657
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062241
DateJul 28, 2021
Instrument2021-00062241
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressDECHERD, TN 37324
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 19, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address2873 READY SECTION RD, TONEY, AL 35773-8657
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062237
DateJul 28, 2021
Instrument2021-00062237
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
AddressDECHERD, TN 37324
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 19, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateMar 22, 2018
Property Address2873 READY SECTION RD, TONEY, AL 35773-8657
Document Number0000017047
Instrument DateMar 22, 2018
Instrument17047
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$105.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address116 WILL ST MOULTON AL 356501359, MOULTON, AL 35650-1359

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466.00 (+0.65%)
2025$463.00 (+3.12%)$13,040 (+3%) Land $4,200 Building $8,840$65,200 (+3%) Land $21,000 Building $44,200
2023$449.00 (+32.06%)$12,660 (+32.98%) Land $4,200 Building $8,460$63,300 (+32.98%) Land $21,000 Building $42,300
2022$340.00$9,520 Land $2,180 Building $7,340$47,600 Land $10,900 Building $36,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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