Osceola County property record for 2873 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 5,246 sqft · built 2019 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $830,000 (Jun 2022) |
| Tax Bill | $8,151 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092531502100010140 |
| Primary APN | 092531502100010140 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,246 sqft Heated Area |
| Gross Area | 6,241 sqft |
| 1st Floor Area | 2,337 sqft |
| Upper Floors Area | 2,909 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Finished |
| Garage Area | 786 sqft |
| Pool Area | 84 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 209 sqft |
| Deck Area | 723 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2873 MATERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 14 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES/RESERVE |
| Legal Tract | 5021 |
| Legal Lot Number | 14 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 43700 |
Source: Osceola County records · APN 092531502100010140
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2873 MATERA DR, SAINT CLOUD, FL 34771-9131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Jun 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 19, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2022 · Amount on Record |
| Deed Sale | Jun 07, 2022 · Amount on Record |
| Prior Sale | Jun 03, 2021 · Amount on Record |
| Deed Document Number | 2022088617 |
| Deed Book / Page | 6228 / 966 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 07, 2022 |
| Property Address | 2873 MATERA DR, SAINT CLOUD, FL 34771-9131 |
| Document Number | 0062280966 |
| Book / Page | 6228 / 966 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022088617 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NOVA TITLE AGENCY LLC, NONA TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,810.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1751 MAIN ST, TEWKSBURY, MA 01876-5801 |
| Name | Verified Name |
|---|---|
| Address | 2873 MATERA DR, SAINT CLOUD, FL 34771-9131 |
| Investor | Possibly a Property Investor |
| Document Number | 0006228968 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 6228/968 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 03, 2021 |
| Property Address | 2873 MATERA DR, SAINT CLOUD, FL 34771-9131 |
| Document Number | 0059730597 |
| Book / Page | 5973 / 597 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021086719 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,753.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1871 WHITEBRIAR RD, CHURCHVILLE, PA 18966-4557 |
| Name | Verified Name |
|---|---|
| Address | 2873 MATERA DR, MAGNOLIA SQ, FL 34771-9131 |
| Document Number | 0005973599 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 5973/599 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2019 |
| Property Address | 2873 MATERA DR, SAINT CLOUD, FL 34771-9131 |
| Document Number | 0056252403 |
| Book / Page | 5625 / 2403 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019150197 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | DBA PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,038.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 2873 MATERA DR, SAINT CLOUD, FL 34771-9131 |
| Document Number | 0056252405 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 5625/2405 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,151.00 (+6.23%) Homeowner's exemption | $577,785 (+5.99%) | $592,600 (-5.65%) Land $90,000 Building $502,600 |
| 2023 | $7,673.00 (+0.81%) Homeowner's exemption | $545,148 (+0.3%) | $628,100 (+15.57%) Land $90,000 Building $538,100 |
| 2022 | $7,611.00 Homeowner's exemption | $543,500 Land $80,000 Building $463,500 | $543,500 Land $80,000 Building $463,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 75% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 184 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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