2873 Lodgepole Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2873 Lodgepole Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	3,100 sqft · built 1996
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Feb 2023)
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Feb 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`206-41-089`

Property Details

APN / Parcel Number

Primary APN	`206-41-089`

Interior

Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	3,605 sqft
1st Floor Area	3,100 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	505 sqft

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2873 LODGEPOLE RD
City	OVERGAARD
State	AZ
Zip	85933-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	FOREST TRAILS #1:LOT 89 PER PLAT 15-11,12,13 XGR-2
Legal Range	17E
Legal Township	12N
Legal Section	28
Legal Subdivision	FOREST TRAILS #1
Legal Lot Number	89
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2030
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21028 S 187TH WAY, QUEEN CREEK, AZ 85142-3581
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage COPPER STATE CU
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC
Aug 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
May 16, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	20231935
Prior Transfer Date	Aug 14, 2014
Prior Transfer Doc	0000010804
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2873 LODGEPOLE RD, OVERGAARD, AZ 85933-5044
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 LODGE POLE RD, OVERGAARD, AZ 85933-5044

Mortgage

Document Number	0000013668
Date	Jul 18, 2022
Instrument	2022-13668

Lender

Name	COPPER STATE CU
Type	Credit Union
Address	PHOENIX, AZ 85053

Agreement

Amount	Amount Recorded
Term	151 Months
Due	Feb 1, 2035

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Feb 17, 2023
Property Address	2873 LODGEPOLE RD, OVERGAARD, AZ 85933-5044
Document Number	0000001935
Map Reference	MB 15 PG 11-13
Instrument Date	Feb 10, 2023
Instrument	2023-01935
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5836 W CAROL ANN WAY, GLENDALE, AZ 85306-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21028 S 187TH WAY, QUEEN CREEK, AZ 85142-3581

Mortgage

Document Number	0000001936
Date	Feb 17, 2023
Instrument	2023-01936

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 23, 2021
Property Address	2873 LODGEPOLE RD, OVERGAARD, AZ 85933-5044
Document Number	0000026572
Map Reference	MB 15 PG 11-13
Instrument Date	Nov 15, 2021
Instrument	2021-26572
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 28, OVERGAARD, AZ 85933-0028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 28, OVERGAARD, AZ 85933-0028

Mortgage

Document Number	0000026573
Date	Nov 23, 2021
Instrument	2021-26573

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2873 LODGE POLE RD, OVERGAARD, AZ 85933-5044
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011824
Date	Aug 7, 2019
Instrument	2019-11824

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2873 LODGE POLE RD, OVERGAARD, AZ 85933-5044
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009781
Date	Jun 17, 2020
Instrument	2020-09781

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Aug 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2873 LODGE POLE RD, OVERGAARD, AZ 85933-5044
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024174
Date	Nov 23, 2020
Instrument	2020-24174

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 16, 2018
Property Address	2873 LODGE POLE RD, OVERGAARD, AZ 85933-5044
Document Number	0000007874
Map Reference	MB15 PG11-13
Instrument Date	Apr 30, 2018
Instrument	2018-07874
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1542, OVERGAARD, AZ 85933-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 28, OVERGAARD, AZ 85933-0028

Mortgage

Document Number	0000007875
Date	May 16, 2018
Instrument	2018-07875

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$724,501 (+15.25%) Land $64,073 Building $660,428
2025	$3,716.00 (+23.87%)	$62,865 Land $6,176 Building $56,689	$628,656 Land $61,764 Building $566,892
2023	$3,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 74% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Sparklight, Verizon.

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