2873 Clover Hill Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2873 Clover Hill Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,300 sqft · built 1998
Lot Size	0.23 acres (9,996 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Aug 2017)
Tax Bill	$6,184 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Sep 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`248-290-450-000`

Property Details

APN / Parcel Number

Primary APN	`248-290-450-000`
Alternative APN	`248-290-45`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,996 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	248-290-45
Street Address	2873 CLOVER HILL CT
City	TRACY
State	CA
Zip	95377-7034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45
Legal Subdivision	PEBBLEBROOKE
Legal Block	1
Legal Lot Number	45
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1000
Census Tract	5219

Owner

2873 Clover Hill Ct is owned and occupied by two individuals who bought it in August 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 11, 2017	Grant Deed, Transfer · Conventional Mortgage TIM BARNES
May 31, 2017	Quit Claim Deed, Transfer TITLE 365
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage BING-YAN LEE
Mar 30, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Deed Document Number	201791831
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000061350
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034

Mortgage

Document Number	0000120282
Date	Oct 18, 2022
Instrument	2022-120282

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105479
Date	Sep 13, 2017
Instrument	2017-105479

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093884
Date	Aug 29, 2019
Instrument	2019-093884

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101793
Date	Aug 14, 2020
Instrument	2020-101793

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 11, 2017
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Document Number	0000091831
Instrument Date	Aug 1, 2017
Instrument	91831
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2873 CLOVER HILL CT TRACY CA 953777034, TRACY, CA 95377-7034

Mortgage

Document Number	91832
Date	Aug 11, 2017
Instrument	91832

Lender

Name	TIM BARNES
Address	11 CROW CANYON CT # 100, SAN RAMON, CA 94583-1981

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2017
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Document Number	0000061350
Instrument Date	May 24, 2017
Instrument	61350
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8839 OLIVER PL DUBLIN CA 945681380, DUBLIN, CA 94568-1380

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2017
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Document Number	0000061349
Instrument Date	May 18, 2017
Instrument	61349
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8839 OLIVER PL DUBLIN CA 945681380, DUBLIN, CA 94568-1380

Mortgage

Document Number	62125
Date	May 31, 2017
Instrument	62125

Lender

Name	BING-YAN LEE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 30, 2017
Property Address	2873 CLOVER HILL CT, TRACY, CA 95377-7034
Document Number	0000036183
Instrument Date	Mar 28, 2017
Instrument	36183
Transaction Type	Foreclosure
Record Updated	Apr 10, 2017

Transaction

Amount	Amount on Record
Tax	$797.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 2873 Clover Hill Ct was $6,184 with a homeowner's exemption, up 1.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,184.00 (+1.59%)
2025	$6,087.00 Homeowner's exemption	$567,769 Land $198,547 Building $369,222
2023	$5,793.00 (+1.86%) Homeowner's exemption	$545,724 Land $190,838 Building $354,886	$705,690
2022	$5,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2873 Clover Hill Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2873 Clover Hill Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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