28727 510th St, Elgin, MN 55932 Property Records

Wabasha County property record for 28727 510th St, Elgin, MN 55932

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,286 sqft · built 1919
Lot Size5.33 acres (232,175 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Sep 2019)
Tax Bill$2,408 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNR02.00297.03

Property Details

APN / Parcel Number

Primary APNR02.00297.03
Alternative APN
  • 02.00297.03

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,286 sqft Living Area
Basement Area779 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1990
Architectural StyleMediterranean
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area232,175 sqft
Shed1 Shed
Shed Area3,600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28727 510TH ST
CityELGIN
StateMN
Zip55932-5221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-34 TWP-108 RANGE-012 5.33 AC EX 0.30 AC CO HWY ROW DOC # 324515, S 40 RODS OF N 42 RODS OF W 20 ROADS OF NE1/4NE1/4 & S 317 OF N 350 OF E 65 OF NW1/4NE1/4 (WWW)
Legal Range12
Legal Township108
Legal Section34
JurisdictionWABASHA MN
Township / Civil DivisionELGIN
Census Block Group3
Census Block3076
Census Tract490500

Owner

28727 510th St is owned and occupied by two individuals who bought it in September 2019.

Source: Wabasha County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address28727 510TH ST, ELGIN, MN 55932-5221
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2019 · Amount on File
Deed SaleSep 12, 2019 · Amount on File
Deed Document Number2019336064
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Recording DateJun 23, 2026
Property Address28727 510TH ST, ELGIN, MN 55932-5221
Document Number0000363560
Instrument DateJun 16, 2026
Instrument2026363560
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address28727 510TH ST, ELGIN, MN 55932-5221

Mortgage

Document Number0000363560,
DateJun 23, 2026
Instrument2026363560
Lender
NamePEOPLES STATE BANK/PLAINVIEW
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJul 1, 2031
Interest
Rate6.51%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 28727 510th St was $2,408 with a homeowner's exemption, up 1.3% from the year before.

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWabasha County
County SubdivisionElgin Township
Unified School DistrictPlainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,408.00 (+1.26%) Homeowner's exemption$355,700 (+1.86%) Land $99,000 Building $256,700$355,700 (+1.86%) Land $99,000 Building $256,700
2025$2,378.00 Homeowner's exemption$349,200 Land $89,000 Building $260,200$349,200 Land $89,000 Building $260,200
2023$2,332.00 Homeowner's exemption$328,500 Land $89,000 Building $239,500$328,500 Land $89,000 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28727 510th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28727 510th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber
5,000 / 5,000
GigFire
Fixed Wireless
150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 510th St

Nearby Streets

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