28721 28th Ave E, Roy, WA 98580 Property Records

Pierce County property record for 28721 28th Ave E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,870 sqft · built 2004
Lot Size	1.2 acres (52,707 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Jun 1995)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031835-7-009`

Property Details

APN / Parcel Number

Primary APN	`031835-7-009`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	3,229 sqft
1st Floor Area	1,870 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	52,707 sqft
Lot Width	0.1 ft Width
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	1,082 sqft
Deck Area	159 sqft
Patio Area	159 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	28721 28TH AVE E
City	ROY
State	WA
Zip	98580-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 03 QUARTER 34 : L 3 OF SHORT PLAT 81-01-27-0368 EASE OF RECORD OUT OF 3-008 SEG N-1223 PP EMS
Legal Range	03
Legal Township	18
Legal Section	35
Legal Subdivision	SP#8101270368
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	2
Census Block	2008
Census Tract	73005

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28721 28TH AVE E, ROY, WA 98580-9509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1995 · Amount on File
Deed Sale	Jun 30, 1995 · Amount on File
Deed Document Number	1995338
Deed Book / Page	1134 / 1444
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	28721 28TH AVE E, ROY, WA 98580-9509
Document Number	2012290186
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28721 28TH AVE E ROY WA 985809509, ROY, WA 98580-9509

Mortgage

Document Number	2012290186
Date	Dec 29, 2020
Instrument	202012290186

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,900 (+9.53%) Land $175,200 Building $384,700	$559,900 (+9.53%) Land $175,200 Building $384,700
2025	$2,608.00 (-54.93%)
2024	$5,786.00 (+1.14%)	$511,200 (-2.22%) Land $162,800 Building $348,400	$511,200 (-2.22%) Land $162,800 Building $348,400
2023	$5,721.00	$522,800 Land $175,200 Building $347,600	$522,800 Land $175,200 Building $347,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon.

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