Jackson County property record for 28720 Bernard Rd, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,897 sqft · built 1910 |
| Lot Size | 4.32 acres (188,179 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,500 (Jan 2013) |
| Tax Bill | $3,070 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050403300011000 |
| Primary APN | 050403300011000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,897 sqft Living Area |
| 1st Floor Area | 504 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 188,179 sqft (4.32 acres) |
| Garage Type | Mixed |
| Garage Area | 1,236 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 28720 BERNARD RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL B PT N1/2 S1/2 SW SURV 1L-34 |
| Legal Range | 01E |
| Legal Township | 86N |
| Legal Section | 03 |
| Jurisdiction | JACKSON IA |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 950100 |
Source: Jackson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28720 BERNARD RD, BERNARD, IA 52032-9204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2013 · Amount on Record |
| Deed Sale | Jan 16, 2013 · Amount on Record |
| Deed Document Number | 2013260 |
| Deed Book / Page | 2013 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IA |
| Recording Date | Jul 27, 2026 |
| Property Address | 28720 BERNARD RD, BERNARD, IA 52032-9204 |
| Document Number | 0000002091 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20262091 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
Source: Jackson County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Jackson County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,070.00 | $313,400 (-) Land $51,600 Building $261,800 | $313,400 (-) Land $51,600 Building $261,800 |
| 2025 | $3,070.00 (+4.92%) Homeowner's exemption | $313,400 (+10.94%) Land $51,600 Building $261,800 | $313,400 (+10.94%) Land $51,600 Building $261,800 |
| 2024 | $2,926.00 (+12.71%) | ||
| 2023 | $282,500 Land $46,900 Building $235,600 | $282,500 Land $46,900 Building $235,600 | |
| 2022 | $2,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures