Winston County property record for 2872 Co Rd 16, Arley, AL 35541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,013 sqft · built 1989 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $395 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25827 |
| Primary APN | 25827 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 209 ft deep x 373 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 25827 |
|---|---|
| Street Address | 2872 COUNTY ROAD 16 |
| City | ARLEY |
| State | AL |
| Zip | 35541-3164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 373 X 209 IRR IN PT SE NW S2 T12 R7 |
| Legal Range | 07W |
| Legal Township | 12S |
| Legal Section | 02 |
| Jurisdiction | WINSTON AL |
| Township / Civil Division | ADDISON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 965502 |
2872 Co Rd 16 is owned and occupied by two individuals.
Source: Winston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2872 COUNTY ROAD 16, ARLEY, AL 35541-3164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINSTON AL |
| Property Address | 2872 COUNTY ROAD 16, ARLEY, AL 35541-3164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 618/703 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 618/703 |
| Name | FARMERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | Jun 10, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2872 Co Rd 16 was $395, up 5.9% from the year before.
Source: Winston County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Winston County |
| Unified School District | Winston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395.00 (+5.9%) | ||
| 2025 | $373.00 Additional exemption filed | $14,820 (-) | $148,100 (-0.01%) Land $11,800 Building $136,300 |
| 2024 | $373.00 (+2.19%) Additional exemption filed | $14,820 (+2.21%) | $148,120 (+2.19%) Land $11,800 Building $136,320 |
| 2023 | $365.00 (+12.65%) Additional exemption filed | $14,500 (+11.2%) | $144,940 (+11.24%) Land $11,300 Building $133,640 |
| 2022 | $324.00 Additional exemption filed | $13,040 | $130,300 Land $11,000 Building $119,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2872 Co Rd 16 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2872 Co Rd 16 is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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