2872 23rd Ave NW, Albany, OR 97321 Property Records

Benton County property record for 2872 23rd Ave NW, Albany, OR 97321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,065 sqft · built 2014
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Feb 2026)
Tax Bill	$4,370 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10435AA01000`

Property Details

APN / Parcel Number

Primary APN	`10435AA01000`
Alternative APN	`420358`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,065 sqft Living Area
Gross Area	2,502 sqft
1st Floor Area	843 sqft
2nd Floor Area	1,222 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	420358
Street Address	2872 23RD AVE NW
City	ALBANY
State	OR
Zip	97321-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	BENTON WOODS PHASE II LOT 138
Legal Range	4W
Legal Township	10S
Legal Section	35
Legal Subdivision	BENTON WOODS PHASE II
Legal Lot Number	138
Jurisdiction	BENTON OR
Township / Civil Division	NORTH ALBANY
Census Block Group	1
Census Block	1029
Census Tract	10102

Owner

2872 23rd Ave NW is owned and occupied by two individuals who bought it in February 2026.

Source: Benton County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2872 23RD AVE NW, ALBANY, OR 97321-6502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONPOINT COMMUNITY CU
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage OREGON ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	May 27, 2022 · Amount on File
Deed Document Number	2026659146
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Feb 6, 2026
Property Address	2872 23RD AVE NW, ALBANY, OR 97321-6502
Document Number	0000659146
Instrument Date	Feb 5, 2026
Instrument	2026-659146
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2872 23RD AVE NW, ALBANY, OR 97321-6502

Mortgage

Document Number	0000659147
Date	Feb 6, 2026
Instrument	2026-659147

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	May 27, 2022
Property Address	2872 23RD AVE NW, ALBANY, OR 97321-6502
Document Number	0000627856
Map Reference	DOC 2011-4865209P
Instrument Date	Apr 25, 2022
Instrument	2022-627856
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2872 23RD AVE NW, ALBANY, OR 97321-6502

Mortgage

Document Number	0000627857
Date	May 27, 2022
Instrument	2022-627857

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	2872 23RD AVE NW, ALBANY, OR 97321-6502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000590931
Date	Jan 27, 2020
Instrument	2020-590931

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	2872 23RD AVE NW, ALBANY, OR 97321-6502
Document Number	0000593901
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2872 ROAD AVE NW ALBANY OR 97321, ALBANY, OR 97321

Mortgage

Document Number	0000593901
Date	Apr 17, 2020
Instrument	593901

Lender

Name	OREGON ST CU
Address	CORVALLIS, OR 97339-0306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 16, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2872 23rd Ave NW was $4,370, up 3% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Albany City
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,370.00 (+2.99%)	$232,333 (+3%)	$521,191 (+8.81%) Land $169,100 Building $352,091
2024	$4,243.00 (+2.91%)	$225,566 (+3%)	$479,009 (-1.97%) Land $140,100 Building $338,909
2023	$4,123.00 (+1.53%)	$218,996 (+3%)	$488,620 Land $140,100 Building $348,520
2022	$4,061.00	$212,617
2002			$414,170 Land $128,100 Building $286,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2872 23rd Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2872 23rd Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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