28715 Fitzroy Harbour, Katy, TX 77494 Property Records

Fort Bend County property record for 28715 Fitzroy Harbour, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,360 sqft · built 2018
Lot Size0.187 acres (8,165 sqft)
OwnerIndividual Name on Record
Tax Bill$5,567 (2025)
Deeds & MortgagesJan 2022 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR440402

Property Details

APN / Parcel Number

Primary APNR440402
Alternative APN
  • 7897-06-002-0130-901

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,360 sqft Living Area
1st Floor Area1,749 sqft
2nd Floor Area1,611 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area8,165 sqft (0.187 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR440402
Street Address28715 FITZROY HARBOUR
CityKATY
StateTX
Zip77494-6284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTAMARRON SEC 6, BLOCK 2, LOT 13
Legal SubdivisionTAMARRON SEC 6
Legal Block2
Legal Lot Number13
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3029
Census Tract673202

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28715 FITZROY HARBOUR, KATY, TX 77494-6284
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 1, 2018Vendor's Lien, Subdivision Related Transfer
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2018
Deed SaleOct 1, 2018
Deed Document Number2018110186
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address28715 FITZROY HARBOUR, KATY, TX 77494-6284
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007297
DateJan 14, 2022
Instrument2022007297
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

October 2018: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateOct 1, 2018
Property Address28715 FITZROY HARBOUR, KATY, TX 77494-6284
Document Number0000110186
Map ReferencePL20150017
Instrument DateSep 27, 2018
Instrument2018110186
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address28715 FITZROY HARBOUR, KATY, TX 77494-6284

Mortgage

Document Number0000110187
DateOct 1, 2018
Instrument2018110187
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,567.00 (+4.37%) Homeowner's exemption$453,691 (+11.67%) Land $67,568 Building $386,123$453,691 (-12.59%) Land $67,568 Building $386,123
2023$5,334.00 (+709.41%) Homeowner's exemption$406,263 Land $51,975 Building $467,058$519,033 Land $51,975 Building $467,058
2018$659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 1,219 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,219 in force
Nearby Flood Claims8 (2016–2024)
Claims Outside the SFHA2 of 8
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 3 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 182
serves 10,498 people · EPA ID TX0790500
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50

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