28710 3rd St, Big Arm, MT 59910 Property Records

Lake County property record for 28710 3rd St, Big Arm, MT 59910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 888 sqft · built 2009
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jun 2018)
Tax Bill	$1,301 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2018 Mortgage
APN	`R1523684`

Property Details

APN / Parcel Number

Primary APN	`R1523684`
Alternative APNs	`15-3467-33-4-06-01-0000` `0000030479`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000030479
Street Address	28710 3RD ST
City	BIG ARM
State	MT
Zip	59910-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG ARM ORIGINAL TOWNSITE, S33, T24 N, R21 W, BLOCK 025, LOT 016, ACRES 0.1606
Legal Range	21W
Legal Township	24N
Legal Section	33
Legal Subdivision	BIG ARM ORIGINAL TOWNSITE
Legal Block	25
Legal Lot Number	16
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2138
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 202, BIG ARM, MT 59910-0202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jun 29, 2018	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2018562968
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	28710 3RD ST, BIG ARM, MT 59910-9002
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	586618
Date	Mar 19, 2021
Instrument	586618

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 29, 2018
Property Address	28710 3RD ST, BIG ARM, MT 59910-9002
Document Number	562968
Instrument Date	Jun 29, 2018
Instrument	562968
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28710 3RD ST, 28710, BIG ARM, MT 59910-9002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33551 FINLEY POINT RD, POLSON, MT 59860-6866

Mortgage

Document Number	562969
Date	Jun 29, 2018
Instrument	562969

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,301.00 (-13.38%)	$381,500 (-)
2025	$1,502.00 (-26.7%)	$381,500 (+26.45%)	$381,500 (+26.45%) Land $43,800 Building $337,700
2023	$2,049.00	$301,700	$301,700 Land $27,900 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG ARM WATER SYSTEM tribal government · serves 116 people · EPA ID 083090309
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	40 / 5
Western Montana CommunityTel Fixed Wireless · Fiber in parts of the area	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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