2871 River Rd, Franklin, NC 28734 Property Records

Macon County property record for 2871 River Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1963
Lot Size35.1 acres (1,532,876 sqft)
OwnerIndividual Name on Record
Last Sale$349,500 (Aug 2020)
Tax Bill$930 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7513526449

Property Details

APN / Parcel Number

Primary APN7513526449
Alternative APN
  • 147284

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Heated Area
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,532,876 sqft (35.1 acres)
TerrainRolling
Garage TypeCarport
Garage Area784 sqft
CarportCarport
Carport Area784 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area590 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number147284
Street Address2871 RIVER RD
CityFRANKLIN
StateNC
Zip28734-3568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1
Legal Tract1
JurisdictionMACON NC
Township / Civil DivisionELLIJAY
Census Block Group3
Census Block3021
Census Tract970600

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2871 RIVER RD, FRANKLIN, NC 28734-3568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
May 15, 2017Warranty Deed, Transfer · Conventional Mortgage
CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Prior SaleMay 15, 2017 · Amount on Record
Deed Document Number20205377
Deed Book / Page40 / 290
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateAug 5, 2020
Property Address2871 RIVER RD, FRANKLIN, NC 28734-3568
Document NumberC40/290
Book / PageC-40 / 290
Instrument DateAug 5, 2020
Instrument2020005377
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$699.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address847 WHISPERING PINES DR, SPRING LAKE, NC 28390-7170
InvestorPossibly a Property Investor

Mortgage

Document Number2020005378
DateAug 5, 2020
Instrument2020005378
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateMay 15, 2017
Property Address2871 RIVER RD, FRANKLIN, NC 28734-3568
Document NumberY37/0487
Book / PageY-37 / 0487
Map ReferenceMB L-36 PG 1850
Instrument DateMay 11, 2017
Instrument2017003072
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address520 LAKE CATHERINE DR, 520, MAITLAND, FL 32751-5535

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2871 RIVER RD, FRANKLIN, NC 28734-3568

Mortgage

Document NumberY37/0490
DateMay 15, 2017
Book PageY-37/0490
Lender
NameCAROLINA FARM CREDIT ACA
TypeFunding / Finance Company
AddressLIBERTY, NC 27298
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$464,310 (-25.12%) Land $242,880 Building $221,430$464,310 (-25.12%) Land $242,880 Building $221,430
2025$930.00 (-16.52%)
2023$1,114.00$620,110 Land $337,270 Building $282,840$620,110 Land $337,270 Building $282,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims11 (2004–2024)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 5 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Rd

Nearby Streets

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