2871 Rancho Cortes, Carlsbad, CA 92009 Property Records

San Diego County property record for 2871 Rancho Cortes, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,843 sqft · built 2002
Lot Size	0.279 acres (12,175 sqft)
Owner	2 Company Names on File
Last Sale	$1,335,000 (Nov 2017)
Tax Bill	$19,353 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222-660-22-00`

Property Details

APN / Parcel Number

Primary APN	`222-660-22-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	4,843 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	12,175 sqft (0.279 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2871 RANCHO CORTES
City	CARLSBAD
State	CA
Zip	92009-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 205 TR 013832
Legal Subdivision	CARLSBAD COURT
Legal Tract	013832
Legal Block	2
Legal Lot Number	205
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	20031

Owner

2871 Rancho Cortes is owned by a company that acquired it in December 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Correction Deed · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Dec 19, 2022	Intrafamily Transfer, Transfer
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 7, 2017	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Sep 20, 2010 · Amount on File
Deed Document Number	2017518948
Last Transfer Date	Dec 16, 2022
Transfer Doc	0000472170
Record Updated	Sep 20, 2026

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2025
Property Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035
Document Number	0000352709
Map Reference	MAP 13832
Instrument Date	Dec 15, 2025
Instrument	2025-0352709
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035

Mortgage

Document Number	0000363894
Date	Dec 15, 2025
Instrument	2025-0363894

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 19, 2022
Property Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035
Document Number	0000472170
Map Reference	MAP 13832
Instrument Date	Dec 16, 2022
Instrument	2022-0472170
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271955
Date	Jul 9, 2019
Instrument	2019-0271955

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200713
Date	Apr 20, 2020
Instrument	2020-0200713

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035

Mortgage

Document Number	0000055417
Date	Jan 25, 2021
Instrument	2021-0055417

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2017
Property Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035
Document Number	0000518948
Map Reference	MAP13832
Instrument Date	Oct 30, 2017
Instrument	2017-0518948
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2871 RANCHO CORTES, CARLSBAD, CA 92009-3035

Mortgage

Document Number	0000518949
Date	Nov 7, 2017
Instrument	2017-0518949

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2871 Rancho Cortes was $19,353.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,549,376 (+2%) Land $812,407 Building $736,969
2025	$19,353.00 Homeowner's exemption	$1,518,997 Land $796,478 Building $722,519
2023	$18,356.00 (-2.79%) Homeowner's exemption	$1,460,013 Land $765,550 Building $694,463
2022	$18,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2871 Rancho Cortes in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2871 Rancho Cortes is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications, San Diego Broadband, T-Mobile.

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