2871 Pointed Rocks Trl, Cool, CA 95614 Property Records

El Dorado County property record for 2871 Pointed Rocks Trl, Cool, CA 95614

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft · built 1987
Lot Size2.03 acres (88,862 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Nov 2017)
Tax Bill$6,150 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN072-171-004-000

Property Details

APN / Parcel Number

Primary APN072-171-004-000
Alternative APNs
  • 07217104100
  • 0721710410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,740 sqft Living Area
1st Floor Area1,740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Lot Area88,862 sqft
TerrainGentle Slope
View / LotAverage
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area1,740 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address2871 POINTED ROCKS TRL
CityCOOL
StateCA
Zip95614-2049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionL 139 AUBURN LK TRLS 2
Legal SubdivisionAUBURN LK TRLS 2
Legal Lot Number139
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group3
Census Block3004
Census Tract30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2871 POINTED ROCKS TRL, COOL, CA 95614-2049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Nov 9, 2017Grant Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE
Nov 9, 2017Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2017 · Amount on Record
Deed SaleNov 9, 2017 · Amount on Record
Deed Document Number201750490
Prior Transfer DateNov 6, 2017
Prior Transfer Doc0000050491
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address2871 POINTED ROCKS TRL, COOL, CA 95614-2049
Transaction TypeMortgage
Record UpdatedApr 15, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2871 POINTED ROCKS TRL, COOL, CA 95614-2049

Mortgage

Document Number0000023686
DateApr 6, 2021
Instrument2021-0023686
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateNov 9, 2017
Property Address2871 POINTED ROCKS TRL, COOL, CA 95614-2049
Document Number0000050490
Map ReferenceMB E PG 56
Instrument DateNov 7, 2017
Instrument2017-0050490
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2871 POINTED ROCKS TRL, COOL, CA 95614-2049

Mortgage

Document Number0000050492
DateNov 9, 2017
Instrument2017-0050492
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEL DORADO CA
Recording DateNov 9, 2017
Property Address2871 POINTED ROCKS TRL, COOL, CA 95614-2049
Document Number0000050491
Instrument DateNov 6, 2017
Instrument50491
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2871 POINTED ROCKS TRL COOL CA 956142049, COOL, CA 95614-2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Unified School DistrictBlack Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$574,484 (+2%) Land $179,888 Building $394,596
2025$6,150.00 (+7.76%)$563,220 (+4.04%) Land $176,361 Building $386,859
2023$5,707.00 (+1.51%)$541,351 Land $169,513 Building $371,838
2022$5,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN DIVIDE PUD
serves 9,434 people · EPA ID CA0910013
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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