2871 N Big Sandy Ct, Merced, CA 95348 Property Records

Merced County property record for 2871 N Big Sandy Ct, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,319 sqft · built 2004
Lot Size0.128 acres (5,592 sqft)
OwnerIndividual Name on File
Last Sale$229,000 (Jan 2016)
Tax Bill$3,101 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jul 2026 Sale
+ 5 more
Flood ZoneZone X (moderate risk)
APN057-661-007-000

Property Details

APN / Parcel Number

Primary APN057-661-007-000
Alternative APN
  • 057-661-007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,319 sqft Living Area
Gross Area612 sqft
1st Floor Area2,319 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area5,592 sqft (0.128 acres)
Garage TypeAttached
Garage Area612 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number057-661-007
Street Address2871 N BIG SANDY CT
CityMERCED
StateCA
Zip95348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEL CAPITAN ESTATES PHASE 2 LOT 222
Legal SubdivisionEL CAPITAN ESTATE
Legal Lot Number222
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1001
Census Tract903

Owner

2871 N Big Sandy Ct is owned by an individual who bought it in January 2016.

Source: Merced County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address2871 N BIG SANDY AVE, MERCED, CA 95348-3682
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITIES CREDIT UNION
Jul 17, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
May 19, 2022Affidavit of Death of Joint Tenant, Transfer
May 19, 2022Intrafamily Transfer, Transfer
Nov 13, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 18, 2019Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Aug 24, 2018Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2016 · Amount on File
Deed SaleJan 15, 2016 · Amount on File
Prior SaleApr 24, 2014 · Amount on File
Deed Document Number20161544
Transfer Doc0000019616
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateAug 19, 2026
Property Address2871 N BIG SANDY AVE, MERCED, CA 95348-3682
Document Number0000022286
Instrument DateAug 13, 2026
Instrument202622286
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2871 N BIG SANDY AVE, MERCED, CA 95348-3682

Mortgage

Document Number0000022286,
DateAug 19, 2026
Instrument202622286
Lender
NameCITIES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 20, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 17, 2026
Property Address2871 N BIG SANDY CT, MERCED, CA 95348
Document Number0000019253
Instrument DateJul 16, 2026
Instrument202619253
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2871 N BIG SANDY AVE, MERCED, CA 95348-3682

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMERCED CA
Recording DateMay 19, 2022
Property Address2871 N BIG SANDY CT, MERCED, CA 95348
Document Number0000019616
Map ReferenceMB 61 PG 11-13
Instrument DateMay 5, 2022
Instrument2022019616
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2871 N BIG SANDY AVE, MERCED, CA 95348-3682

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateMay 19, 2022
Property Address2871 N BIG SANDY CT, MERCED, CA 95348
Document Number0000019617
Map ReferenceMB 61 PG 11-13
Instrument DateMay 5, 2022
Instrument2022019617
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2871 N BIG SANDY AVE, MERCED, CA 95348-3682

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2871 N BIG SANDY CT, MERCED, CA 95348
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TTL CO OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2871 N BIG SANDY AVE, MERCED, CA 95348-3682

Mortgage

Document Number0000042152
DateNov 13, 2020
Instrument2020042152
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2871 N BIG SANDY CT, MERCED, CA 95348
Document Number0000034345
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 18, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2871 N BIG SANDY AVE MERCED CA 953483682, MERCED, CA 95348-3682

Mortgage

Document Number0000034345
DateOct 23, 2019
Instrument34345
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 22, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2871 N BIG SANDY CT, MERCED, CA 95348
Document Number0000026789
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedSep 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2871 N BIG SANDY AVE MERCED CA 953483682, MERCED, CA 95348-3682

Mortgage

Document Number0000026789
DateAug 29, 2018
Instrument26789
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2871 N Big Sandy Ct was $3,101, up 5.5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$276,504 (+2%) Land $54,333 Building $222,171
2025$3,101.00 (+5.51%) Homeowner's exemption$271,083 Land $53,268 Building $217,815
2024$2,939.00 (+1.38%)
2023$2,899.00 (+1.33%) Homeowner's exemption$260,558 Land $51,200 Building $209,358
2022$2,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2871 N Big Sandy Ct in Zone X, an area of moderate flood risk, though there have been 17 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 67 policies
Nearby Flood Policies67 in force
Nearby Flood Claims17 (2006–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2871 N Big Sandy Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM - MEADOWBROOK
private · serves 5,723 people · EPA ID CA2410008
Water SourceGroundwater
Last State InspectionAug 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on N Big Sandy Ct

Nearby Streets

Search Property Records by Address or Parcel Number