2871 E Santa Rosa Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2871 E Santa Rosa Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,318 sqft · built 1998
Lot Size	0.177 acres (7,693 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2007)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-08-629`

Property Details

APN / Parcel Number

Primary APN	`304-08-629`
Alternative APN	`304086291`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	2,318 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,693 sqft (0.177 acres)
Parking Spaces	3 Parking Spaces
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2871 E SANTA ROSA DR
City	GILBERT
State	AZ
Zip	85234-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	BASELINE/TONE REPLAT MCR 480-28
Legal Range	6E
Legal Township	1S
Legal Section	3
Legal Subdivision	BASELINE/TONE REPLAT
Legal Lot Number	112
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	422620

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2871 E SANTA ROSA DR, GILBERT, AZ 85234-1456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 1, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage EMM LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2007 · Amount on Record
Deed Sale	Jul 10, 2007 · Amount on Record
Prior Sale	Aug 23, 2006 · Amount on Record
Deed Document Number	2007785306
Last Transfer Date	Jun 1, 2021
Transfer Doc	0000602458
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2871 E SANTA ROSA DR, GILBERT, AZ 85234-1456
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 E SANTA ROSA DR, GILBERT, AZ 85234-1456

Mortgage

Document Number	0000474904
Date	Sep 12, 2023
Instrument	20230474904

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2021
Property Address	2871 E SANTA ROSA DR, GILBERT, AZ 85234-1456
Document Number	0000602458
Instrument Date	May 24, 2021
Instrument	20210602458
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 E SANTA ROSA DR, GILBERT, AZ 85234-1456

Mortgage

Document Number	0000602459
Date	Jun 1, 2021
Instrument	20210602459

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,080 (+84.08%)	$500,800 (+6.21%) Land $100,100 Building $400,700
2025	$2,126.00 (+3.25%)	$27,205 (-45.86%)	$471,500 (-6.17%) Land $94,300 Building $377,200
2024		$50,250	$502,500 Land $100,500 Building $402,000
2023	$2,059.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Severe Storms, Flooding, High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon.

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