2871 E Main St, Decatur, IL 62521 Property Records

Macon County property record for 2871 E Main St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 936 sqft · built 1983
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Dec 2024)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-13-18-156-008`

Property Details

APN / Parcel Number

Primary APN	`04-13-18-156-008`
Alternative APN	`13-18-156-008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Area	288 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041318156008
Street Address	2871 E MAIN ST
City	DECATUR
State	IL
Zip	62521-2328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	VERDE OAKS ADD L 19 IRREG 96BK2634/751 64,500
Legal Subdivision	VERDE OAKS ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2021
Census Tract	1100

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2871 E MAIN ST, DECATUR, IL 62521-2328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	202411520
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 5, 2020
Property Address	2871 E MAIN ST, DECATUR, IL 62521-2328
Document Number	4772/687
Book / Page	4772 / 687
Map Reference	PB 1405 PG 56
Instrument Date	Sep 28, 2020
Instrument	1967938
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 E MAIN ST, DECATUR, IL 62521-2328

Mortgage

Document Number	1967939
Date	Oct 5, 2020
Instrument	1967939

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2871 E MAIN ST, DECATUR, IL 62521-2328
Transaction Type	Mortgage
Record Updated	May 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4671/390
Date	Apr 22, 2019
Book Page	4671/390
Instrument	1944756

Lender

Name	TOWN & COUNTRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 19, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00	$35,483 Land $6,210 Building $29,273	$106,460 Land $18,632 Building $87,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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