2871 Clearwater Dr, Prosper, TX 75078 Property Records

Denton County property record for 2871 Clearwater Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,632 sqft · built 2016
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$502,600 (Jun 2017)
Tax Bill	$11,204 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R667511`

Property Details

APN / Parcel Number

Primary APN	`R667511`
Alternative APNs	`SB0021A-000000D-0000-0008-0000` `SB0021A-000000D-0000-0008` `964217`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	3,632 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	2,309 sqft
2nd Floor Area	1,324 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2871 CLEARWATER DR
City	PROSPER
State	TX
Zip	75078-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PARKS AT LEGACY PHASE ONE BLK D LOT 8
Legal Subdivision	THE PARKS AT LEGACY PHASE ONE
Legal Block	D
Legal Lot Number	8
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	4
Census Block	4013
Census Tract	20128

Owner

2871 Clearwater Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2871 CLEARWATER DR, PROSPER, TX 75078-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 7, 2020	Deed of Trust, Mortgage TEXASLENDING.COM
Jun 21, 2017	Vendor's Lien, Transfer · ARM MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2017 · Amount on File
Deed Sale	Jun 21, 2017 · Amount on File
Deed Document Number	201773919
Last Transfer Date	Feb 28, 2022
Transfer Doc	0000046609
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2871 CLEARWATER DR, PROSPER, TX 75078-1451
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007179
Date	Jan 13, 2022
Instrument	2022-007179

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2871 CLEARWATER DR, PROSPER, TX 75078-1451
Document Number	0000018793
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2871 CLEARWATER DR PROSPER TX 750781451, PROSPER, TX 75078-1451

Mortgage

Document Number	0000018793
Date	Feb 12, 2020
Instrument	18793

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jun 21, 2017
Property Address	2871 CLEARWATER DR, PROSPER, TX 75078-1451
Document Number	0000073919
Map Reference	FILE 2015-283
Instrument Date	Jun 20, 2017
Instrument	2017-073919
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 CLEARWATER DR, PROSPER, TX 75078-1451

Mortgage

Document Number	0000073920
Date	Jun 21, 2017
Instrument	2017-073920

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2871 Clearwater Dr was $11,204 with a homeowner's exemption, up 4.8% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,781 (+2.38%) Land $179,400 Building $552,381	$731,781 (-7.34%) Land $179,400 Building $552,381
2025	$11,204.00 (+4.77%) Homeowner's exemption	$714,804 Land $179,400 Building $610,349	$789,749 Land $179,400 Building $610,349
2024	$10,694.00 (+11.26%)
2023	$9,612.00 (+733.65%) Homeowner's exemption	$881,399 Land $179,400 Building $701,999	$881,399 Land $179,400 Building $701,999
2022	$1,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2871 Clearwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2871 Clearwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: Hotwire Communications, T-Mobile.

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