2871 Carters Grove, O Fallon, MO 63368 Property Records

St. Charles County property record for 2871 Carters Grove, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A963000118`

Property Details

APN / Parcel Number

Primary APN	`A963000118`
Alternative APN	`3-157C-7285-00-0026.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Brick Veneer
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	218 sqft
Patio Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A963000118
Old Parcel Number	A963000118
Street Address	2871 CARTERS GRV
City	O FALLON
State	MO
Zip	63368-8592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO MANOR LOT 26
Legal Range	03E
Legal Township	46N
Legal Subdivision	MONTICELLO MANOR
Legal Lot Number	26
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1017
Census Tract	311124

Owner

Source: St. Charles County assessment roll, APN A963000118, as of July 1, 2023 · Last verified January 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2871 CARTERS GRV, O FALLON, MO 63368-8592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2023
Deed Sale	Aug 18, 2023
Prior Sale	Feb 15, 2007 · Amount on Record
Deed Document Number	2023R-033395
Record Updated	Jun 07, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 18, 2023
Property Address	2871 CARTERS GRV, O FALLON, MO 63368-8592
Document Number	0000033395
Map Reference	MB 32 PG 257-261
Instrument Date	Aug 15, 2023
Instrument	2023R-033395
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 CARTERS GRV, O FALLON, MO 63368-8592

Mortgage

Document Number	0000033396
Date	Aug 18, 2023
Instrument	2023R-033396

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll as of July 1, 2023 · Last verified January 2024

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$53,264
2022		$280,336 Land $50,000 Building $230,336

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111241, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 231 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.