2871 Bremo Rd, Bremo Bluff, VA 23022 Property Records

Fluvanna County property record for 2871 Bremo Rd, Bremo Bluff, VA 23022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 2008
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (May 2022)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Nov 2008 Mortgage Nov 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59 A 82`

Property Details

APN / Parcel Number

Primary APN	`59 A 82`
Alternative APN	`10203`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	1,040 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10203
Street Address	2871 BREMO RD
City	BREMO BLUFF
State	VA
Zip	23022-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 220001964 AC 5.0
Legal Block	8
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	4
Census Block	4015
Census Tract	20200

Owner

Source: Fluvanna County records · APN 59 A 82

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2871 BREMO RD, BREMO BLUFF, VA 23022-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2008	Deed of Trust, Mortgage FLUVANNA COUNTY HABITAT FOR HUMANITY INC
Nov 13, 2008	Deed of Trust, Mortgage FLUVANNA COUNTY HABITAT FOR HUMANITY INC
May 26, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Nov 13, 2008 · Amount on Record
Deed Document Number	20221964
Record Updated	Sep 20, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2871 BREMO RD, BREMO BLUFF, VA 23022-2134
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000779/286
Date	Nov 13, 2008
Book Page	779/286
Instrument	4969

Lender

Name	FLUVANNA COUNTY HABITAT FOR HUMANITY INC
Address	PALMYRA, VA 22963

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2038

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2871 BREMO RD, BREMO BLUFF, VA 23022-2134
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000779/303
Date	Nov 13, 2008
Book Page	779/303
Instrument	4971

Lender

Name	FLUVANNA COUNTY HABITAT FOR HUMANITY INC
Address	PO BOX 276, PALMYRA, VA 22963

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2038

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 26, 2022
Property Address	2871 BREMO RD, BREMO BLUFF, VA 23022-2134
Document Number	0220001964
Map Reference	DB 842 PG 725
Instrument Date	May 24, 2022
Instrument	220001964
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2871 BREMO RD, BREMO BLUFF, VA 23022-2134

Mortgage

Document Number	0220001965
Date	May 26, 2022
Instrument	220001965

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,200 (-) Land $48,500 Building $171,700	$220,200 (-) Land $48,500 Building $171,700
2025	$1,662.00 (+22.93%)	$220,200 (+37.37%) Land $48,500 Building $171,700	$220,200 (+37.37%) Land $48,500 Building $171,700
2023		$160,300 Land $48,500 Building $111,800	$160,300 Land $48,500 Building $111,800
2022	$1,352.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), as of March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650202004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Brightspeed DSL	80 / 10

Based on FCC filings for 9 locations within half a mile of this property.

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