28706 N Panhandle Rd, Athol, ID 83801 Property Records

Kootenai County property record for 28706 N Panhandle Rd, Athol, ID 83801

Property Summary

Property Type	Mobile Home
Details	1,584 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$204,800 (Apr 2013)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53N03W242550`

Property Details

APN / Parcel Number

Primary APN	`53N03W242550`
Alternative APN	`200044`

Interior

Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Foundation Type	Concrete
Lot Area	435,600 sqft (10 acres)
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	200044
Street Address	28706 N PANHANDLE RD
City	ATHOL
State	ID
Zip	83801-8925
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RUR
Legal Description	N2-NE-NW EX NE-NE-NW 2453N03W
Legal Range	03W
Legal Township	53N
Legal Section	24
Legal Subdivision	NE-NE
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1003
Census Tract	202

Owner

28706 N Panhandle Rd, a mobile home, is owned and occupied by two individuals who bought it in April 2013.

Source: Kootenai County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28706 N PANHANDLE RD, ATHOL, ID 83801-8925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FCU
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2013 · Amount on File
Deed Sale	Apr 30, 2013 · Amount on File
Prior Sale	Oct 2, 2009 · Amount on File
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	28706 N PANHANDLE RD, ATHOL, ID 83801-8925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2633285000
Date	Feb 28, 2018
Instrument	2633285000

Lender

Name	FCU
Type	Credit Union
Address	LEWISTON, ID 83501

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	180 Months
Due	Feb 27, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	28706 N PANHANDLE RD, ATHOL, ID 83801-8925
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2699836000
Date	Jun 28, 2019
Instrument	2699836000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28706 N Panhandle Rd was $1,408 with a homeowner's exemption, down 8.4% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00 (-8.39%) Homeowner's exemption	$538,702 Land $276,990 Building $261,712	$734,234 Land $472,522 Building $261,712
2024	$1,537.00 (-3.45%)
2023	$1,592.00 (-19.72%) Homeowner's exemption	$590,309 (-2.97%) Land $297,689 Building $292,620	$733,230 (-2.42%) Land $440,610 Building $292,620
2022	$1,983.00 Homeowner's exemption	$608,361 Land $322,561 Building $285,800	$751,410 Land $465,610 Building $285,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28706 N Panhandle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28706 N Panhandle Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Intermax Networks Fixed Wireless	30 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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