28703 11th Ave E, Roy, WA 98580 Property Records

Pierce County property record for 28703 11th Ave E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,586 sqft · built 1978
Lot Size	1.51 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$232,589 (Apr 2018)
Tax Bill	$5,016 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031834-7-005`

Property Details

APN / Parcel Number

Primary APN	`031834-7-005`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	1,586 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	66,211 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	55 sqft
Deck Area	55 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	28703 11TH AVE E
City	ROY
State	WA
Zip	98580-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 34 TOWNSHIP 18 RANGE 03 QUARTER 34 : 34-18-03E&7/005 LOT 3 OF SH PLAT 79-4 FORMERLY SH PLAT 78-21 OUT OF 3-015 SEG K-2493 BG JW (DCJEAEMS4-13-82)
Legal Range	03
Legal Township	18
Legal Section	34
Legal Subdivision	SP#794
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	2
Census Block	2013
Census Tract	73005

Owner

Source: Pierce County records · APN 031834-7-005

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28703 11TH AVE E, ROY, WA 98580-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 26, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	2018332
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	May 04, 2026
Property Address	28703 11TH AVE E, ROY, WA 98580-9519
Document Number	0000000320
Instrument Date	Apr 27, 2026
Instrument	2026320
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28703 11TH AVE E, ROY, WA 98580-9519

Mortgage

Document Number	0000000320,
Date	May 04, 2026
Instrument	2026320

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	28703 11TH AVE E, ROY, WA 98580-9519
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004260189
Date	Apr 26, 2023
Instrument	202304260189

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	28703 11TH AVE E, ROY, WA 98580-9519
Document Number	1910160304
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28703 11TH AVE E ROY WA 985809519, ROY, WA 98580-9519

Mortgage

Document Number	1910160304
Date	Oct 16, 2019
Instrument	201910160304

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,800 (+1.82%) Land $197,700 Building $277,100	$474,800 (+1.82%) Land $197,700 Building $277,100
2025	$5,016.00 (-0.85%)	$466,300 (+4.72%) Land $192,500 Building $273,800	$466,300 (+4.72%) Land $192,500 Building $273,800
2024	$5,059.00 (+0.5%)	$445,300 (-2.88%) Land $183,700 Building $261,600	$445,300 (-2.88%) Land $183,700 Building $261,600
2023	$5,034.00	$458,500 Land $197,700 Building $260,800	$458,500 Land $197,700 Building $260,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), as of February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530730052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lumen Technologies DSL	80 / 10

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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