28702 Lost Quartz Rd, Polson, MT 59860 Property Records

Lake County property record for 28702 Lost Quartz Rd, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 384 sqft · built 2004
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,914 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R153010`

Property Details

APN / Parcel Number

Primary APN	`R153010`
Alternative APNs	`15-3467-36-1-09-01-0000` `0000002121`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	384 sqft Living Area
1st Floor Area	384 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	77,537 sqft (1.78 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	84 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002121
Street Address	28702 LOST QUARTZ RD
City	POLSON
State	MT
Zip	59860-7484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER ROCK PINES, S36, T24 N, R21 W, LOT 23, ACRES 1.78
Legal Range	21W
Legal Township	24N
Legal Section	36
Legal Subdivision	SILVER ROCK PINES
Legal Lot Number	23
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2188
Census Tract	940306

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28702 LOST QUARTZ RD, POLSON, MT 59860-7484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Sep 3, 2021	Warranty Deed, Transfer
Jun 10, 2019	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 21, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021
Deed Sale	Sep 3, 2021
Prior Sale	Jun 10, 2019
Deed Document Number	2021591770
Prior Transfer Date	Mar 19, 2019
Prior Transfer Doc	0000568277
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	28702 LOST QUARTZ RD, POLSON, MT 59860-7484
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000553926
Date	Mar 15, 2017
Instrument	553926

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Sep 3, 2021
Property Address	28702 LOST QUARTZ RD, POLSON, MT 59860-7484
Document Number	0000591770
Instrument Date	Apr 20, 2021
Instrument	591770
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36702 LOST QUARTZ RD, POLSON, MT 59860

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 10, 2019
Property Address	28702 LOST QUARTZ RD, POLSON, MT 59860-7484
Document Number	0000569587
Instrument Date	Jun 10, 2019
Instrument	569587
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36702 LOST QUARTZ ROAD, POLSON, MT 59860
Investor	Possibly a Property Investor

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Mar 21, 2019
Property Address	28702 LOST QUARTZ RD, POLSON, MT 59860-7484
Document Number	0000568277
Instrument Date	Mar 19, 2019
Instrument	568277
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	837 TRESTLE CREEK DR, SAINT REGIS, MT 59866-9601
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,914.00 (-12.73%)	$971,502 (-)
2025	$4,485.00 (-0.62%)	$971,502 (+40.54%)	$971,502 (+40.54%) Land $271,892 Building $699,610
2023	$4,513.00	$691,264	$691,264 Land $150,744 Building $540,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 58% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: T-Mobile.

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