Lake County property record for 28701 Cresthaven Dr, Willowick, OH 44095
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,518 sqft · built 1956 |
| Lot Size | 0.294 acres (12,802 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $448,700 (Feb 2024) |
| Tax Bill | $7,957 (2023) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-A-042-D-00-030-0 |
| Primary APN | 28-A-042-D-00-030-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 1,686 sqft |
| 1st Floor Area | 918 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,802 sqft (0.294 acres) |
| Lot Dimensions | 251 ft deep x 51 ft wide |
| View / Lot | Central Business District |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 207 sqft |
| Deck Area | 165 sqft |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28701 CRESTHAVEN DR |
|---|---|
| City | WILLOWICK |
| State | OH |
| Zip | 44095-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U1 |
| Legal Description | LOT 5 & 8 TRACT 15 & LOT 1 TRACT 16 |
| Legal Subdivision | GILCHRISTS BROOKWOOD BEACH ESTATES |
| Legal Tract | 15,16 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOWICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 200100 |
Source: Lake County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 28701 CRESTHAVEN DR, WILLOWICK, OH 44095-4522 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Feb 27, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| May 15, 2017 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Prior Sale | May 15, 2017 · Amount on Record |
| Deed Document Number | 20243408 |
| Last Transfer Date | Jun 12, 2024 |
| Transfer Doc | 0000013687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 23, 2024 |
| Property Address | 28701 CRESTHAVEN DR, WILLOWICK, OH 44095-4522 |
| Document Number | 0000003408 |
| Map Reference | VOL D PG 73 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 2024R003408 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28701 CRESTHAVEN DR, WILLOWICK, OH 44095-4522 |
| Document Number | 0000003409 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024R003409 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 28701 CRESTHAVEN DR, WILLOWICK, OH 44095-4522 |
| Document Number | 0000005903 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28701 CRESTHAVEN DR WILLOWICK OH 440954522, WILLOWICK, OH 44095-4522 |
| Document Number | 0000005903 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 5903 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 28701 CRESTHAVEN DR, WILLOWICK, OH 44095-4522 |
| Document Number | 0000008387 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28701 CRESTHAVEN DR WILLOWICK OH 440954522, WILLOWICK, OH 44095-4522 |
| Document Number | 0000008387 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 8387 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 15, 2017 |
| Property Address | 28701 CRESTHAVEN DR, WILLOWICK, OH 44095-4522 |
| Document Number | 0000012351 |
| Map Reference | VOL D PG73 |
| Instrument Date | May 15, 2017 |
| Instrument | 2017R012351 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 28701 CRESTHAVEN DR, WILLOWICK, OH 44095-4522 |
| Document Number | 0000012352 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 2017R012352 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willowick City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,660 (+5%) Land $28,850 Building $51,810 | $230,460 (+5%) Land $82,430 Building $148,030 | |
| 2023 | $7,957.00 (+44.44%) Homeowner's exemption | $76,820 (-) Land $22,400 Building $54,420 | |
| 2022 | $5,509.00 Homeowner's exemption | $76,820 Land $22,400 Building $54,420 | |
| 2021 | $219,480 Land $64,000 Building $155,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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