2870 Spring Dr, Middleburg, FL 32068 Property Records

Clay County property record for 2870 Spring Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,334 sqft · built 1990
Lot Size	3.56 acres (155,204 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Dec 2022)
Tax Bill	$4,943 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-05-24-006593-038-21`

Property Details

APN / Parcel Number

Primary APN	`25-05-24-006593-038-21`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,334 sqft Heated Area
Gross Area	3,264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	155,204 sqft (3.56 acres)
Lot Dimensions	544 ft deep x 297 ft wide
Garage Area	528 sqft
Porch	Porch
Porch Area	510 sqft
Deck Area	657 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2870 SPRING DR
City	MIDDLEBURG
State	FL
Zip	32068-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SEC 25 & 26 A/K/A LOT 19 MAGNOLIA WOODS AS REC O R 4671 PG 2083
Legal Range	24
Legal Township	05
Legal Section	25
Legal Subdivision	MAGNOLIA WOODS
Legal Lot Number	19
Jurisdiction	CLAY FL
Township / Civil Division	PENNEY FARMS
Census Block Group	1
Census Block	1015
Census Tract	31201

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2870 SPRING DR, MIDDLEBURG, FL 32068-7112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2019	Loan Modification, Mortgage LAKEVIEW LN SERVICING
Jun 14, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	2022070397
Deed Book / Page	4671 / 2083
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 5, 2022
Property Address	2870 SPRING DR, MIDDLEBURG, FL 32068-7112
Document Number	0046712083
Book / Page	4671 / 2083
Instrument Date	Dec 1, 2022
Instrument	2022070397
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	SUNSET CAPITAL TITLE SERVICES, SUNSET CAPITAL TTL SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 ROBERTS LAKE CIR APT 103, 103, ARDEN, NC 28704-0556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 SPRING DR, MIDDLEBURG, FL 32068-7112

Mortgage

Document Number	0046712086
Date	Dec 5, 2022
Instrument	4671/2086

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	2870 SPRING DR, MIDDLEBURG, FL 32068-7112
Document Number	0042480081
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 SPRING DR MIDDLEBURG FL 320687112, MIDDLEBURG, FL 32068-7112

Mortgage

Document Number	0042480081
Date	Nov 4, 2019
Book Page	004248/000081
Instrument	58891

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 14, 2018
Property Address	2870 SPRING DR, MIDDLEBURG, FL 32068-7112
Document Number	0040931900
Book / Page	4093 / 1900
Instrument Date	Jun 13, 2018
Instrument	2018030797
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 825, MIDDLEBURG, FL 32050-0825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 SPRING DR, MIDDLEBURG, FL 32068-7112

Mortgage

Document Number	2018030798
Date	Jun 14, 2018
Instrument	2018030798

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$360,258 (+4.83%)	$391,656 (+13.97%) Land $58,237 Building $333,419
2023	$4,943.00 (+10.04%) Homeowner's exemption	$343,653 (+14.18%) Land $58,237 Building $285,416	$343,653 (+14.18%) Land $58,237 Building $285,416
2022	$4,492.00	$300,985 Land $42,756 Building $258,229	$300,985 Land $42,756 Building $258,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	31 (1992–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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