2870 Shale Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 2870 Shale Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,174 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on File
Last Sale	$444,000 (Jun 2026)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03014E0208.000000`

Property Details

APN / Parcel Number

Primary APN	`03014E0208.000000`
Alternative APNs	`4672 54 3589` `139066` `164638`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,174 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	882 sqft
Upper Floors Area	1,292 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	116 ft deep x 82 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	688 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	232 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	164638
Street Address	2870 SHALE DR
City	DAVIDSON
State	NC
Zip	28036-8969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 208 WATERFORD ON ROCKY RIVER
Legal Subdivision	WATERFORD RIVERSIDE
Legal Lot Number	208
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1024
Census Tract	41301

Owner

Source: Cabarrus County records · APN 03014E0208.000000

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	16520 BELLE ISLE DR, CORNELIUS, NC 28031-7705
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 09, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Aug 09, 2023 · Amount on Record
Deed Document Number	202614146
Deed Book / Page	18038 / 334
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 15, 2026
Property Address	2870 SHALE DR, DAVIDSON, NC 28036-8969
Document Number	0000014146
Book / Page	18038 / 334
Instrument Date	Jun 15, 2026
Instrument	202614146
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$89,688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16520 BELLE ISLE DR, CORNELIUS, NC 28031-7705

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 09, 2023
Property Address	2870 SHALE DR, DAVIDSON, NC 28036-8969
Document Number	0001660291
Book / Page	16602 / 91
Map Reference	MB 61 PG 26
Instrument Date	Aug 09, 2023
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	SOUTH CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10946 TROUT CREEK PL, DAVIDSON, NC 28036-7617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 STATE DRIVE, DAVIDSON, NC 28036

Mortgage

Document Number	0166020093
Date	Aug 09, 2023
Instrument	16602-0093

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 20, 2020
Property Address	2870 SHALE DR, DAVIDSON, NC 28036-8969
Document Number	0001434111
Book / Page	14341 / 11
Map Reference	MB 61 PG 26
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 PINE RD, 535, DAVIDSON, NC 28036-9045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 SHALE DR, DAVIDSON, NC 28036-8969

Mortgage

Document Number	0001434114
Date	Jul 20, 2020
Instrument	14341/14

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,010.00 (+35.7%)	$441,240 (+63.71%) Land $114,000 Building $327,240
2024			$441,240 (+63.71%) Land $114,000 Building $327,240
2023	$3,692.00	$269,520 Land $62,000 Building $207,520	$269,520 Land $62,000 Building $207,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Uniti Group.

Based on FCC filings for 180 locations within half a mile of this property.

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