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2870 SE Clayton St, Stuart, FL 34997 Property Records

Martin County property record for 2870 SE Clayton St, Stuart, FL 34997

Property Summary

Property TypeDuplex
Details2 bd · 4 ba · 2,184 sqft · built 2003
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on Record
Tax Bill$6,355 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN37-38-41-007-058-0015.0-0-0000

Property Details

APN / Parcel Number

Primary APN37-38-41-007-058-0015.0-0-0000
Alternative APNs
  • 37-38-41-007-058-00150-0
  • 685562

Interior

Bedrooms2 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms4 Rooms
Units4 Units
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area2,184 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleDuplex Single
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.202 acres)
Lot Dimensions100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number685562
Street Address2870 SE CLAYTON ST
CitySTUART
StateFL
Zip34997-5024
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR3B
Legal DescriptionGOLDEN GATE LOTS 15 17 & 19 BLK 58
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionGOLDEN GATE
Legal Block58
Legal Lot Number15
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1017
Census Tract1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1271 SW EVERGREEN LN, PALM CITY, FL 34990-1910
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2870 SE CLAYTON ST, STUART, FL 34997-5024
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTH FLORIDA TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030901180
DateOct 24, 2019
Book Page3090/1180
Instrument2781352
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeLending Institution
AddressPALM CITY, FL 34990
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,355.00 (+3.52%)$330,056 (+21%)$371,700 (+18.32%) Land $80,000 Building $291,700
2024$6,139.00 (+8.75%)
2023$5,645.00 (+9.63%)$272,774 (+1%)$314,160 (+11.45%) Land $65,000 Building $249,160
2022$5,149.00$247,977$281,880 Land $65,000 Building $216,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1995–2008)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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