Sumter County property record for 2870 S Wise Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,244 sqft · built 2024 |
| Lot Size | 0.639 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,900 (Jun 2024) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-13-02-005 |
| Primary APN | 185-13-02-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,244 sqft Living Area |
| 1st Floor Area | 2,244 sqft |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 27,878 sqft (0.639 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18628 |
|---|---|
| Old Parcel Number | 185 13 02 005 |
| Street Address | 2870 S WISE DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 149 PB91-1519 0.64 AC |
| Legal Subdivision | DEERFIELD |
| Legal Lot Number | 149 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 1701 |
Source: Sumter County records · APN 185-13-02-005
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2870 S WISE DR, SUMTER, SC 29150-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Jun 11, 2024 | Deed, Subdivision Related Transfer · VA Mortgage OPTIMUM FIRST INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Prior Sale | Jun 15, 2020 · Amount on Record |
| Deed Document Number | 0013275440 |
| Deed Book / Page | 1327 / 5440 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2870 S WISE DR, SUMTER, SC 29150-3105 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2870 S WISE DR, SUMTER, SC 29150-3105 |
| Document Number | 0013434650 |
|---|---|
| Date | Aug 20, 2025 |
| Book Page | 1343/4650 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48152 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 11, 2024 |
| Property Address | 2870 S WISE DR, SUMTER, SC 29150-3105 |
| Document Number | 0013275440 |
| Book / Page | 1327 / 5440 |
| Instrument Date | Jun 07, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $871.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2870 S WISE DR, SUMTER, SC 29150-3105 |
| Document Number | 0013275444 |
|---|---|
| Date | Jun 11, 2024 |
| Instrument | 1327-5444 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (-44.64%) Homeowner's exemption | $12,919 (+4,206.33%) Land $1,000 Building $11,919 | $322,986 (+6,359.72%) Land $25,000 Building $297,986 |
| 2023 | $300 (-) Land $300 | $5,000 (-) Land $5,000 | |
| 2022 | $112.00 | $300 Land $300 | $5,000 Land $5,000 |
Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 12 (2015–2020) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telephone Cooperative, Inc. (SC) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUMTER serves 53,070 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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