Bell County property record for 2870 Royal Ridge Loop, Salado, TX 76571
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 13.1 acres (572,596 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,905 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0553861600 |
| Primary APN | 0553861600 |
|---|---|
| Alternative APN |
|
| Lot Area | 572,596 sqft (13.1 acres) |
|---|
| Street Address | 2870 ROYAL RIDGE LOOP |
|---|---|
| City | SALADO |
| State | TX |
| Zip | 76571-6644 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | A0554BC F MADREGAL, 61, 62-3, 62-2, ACRES 13.145 61, 62-3, 62-2, |
| Legal Subdivision | F MADREGAL |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTH BELL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 23405 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1332 WALKER CIR, SALADO, TX 76571-5795 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · VA Mortgage CENTRAL NATIONAL BANK |
| Mar 1, 2021 | Vendor's Lien, Transfer · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2021 |
| Deed Sale | Mar 1, 2021 |
| Deed Document Number | 2021011910 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2870 ROYAL RIDGE LOOP, SALADO, TX 76571 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | UNKNOWN, FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2870 ROYAL RIDGE LOOP, SALADO, TX 76571 |
| Document Number | 0000001776 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026001776 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 1, 2021 |
| Property Address | 2870 ROYAL RIDGE LOOP, SALADO, TX 76571-6644 |
| Document Number | 0000011910 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021011910 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4250 BARNES RD, SALADO, TX 76571-9624 |
| Name | Verified Name |
|---|---|
| Address | 1332 WALKER CIR, SALADO, TX 76571-5795 |
| Document Number | 0000011911 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021011911 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 28, 2036 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Salado Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,905.00 (+63.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $418,734 Land $418,734 | $418,734 Land $418,734 |
| 2022 | $3,009.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 3 (2010–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 51% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALADO WSC serves 11,460 people · EPA ID TX0140035 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Western Broadband Fixed Wireless | 200 / 40 |
| SOS Communications Fixed Wireless | 100 / 20 |
May also be available: Heritage Broadband.
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