2870 Rainbow Dr, Hood River, OR 97031 Property Records

Hood River County property record for 2870 Rainbow Dr, Hood River, OR 97031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,204 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Apr 2024)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 4 more
APN	`2N10E1200 902`

Property Details

APN / Parcel Number

Primary APN	`2N10E1200 902`
Alternative APNs	`2N-10E-12-00-00902-14344.00` `14344`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,204 sqft Living Area
Gross Area	3,732 sqft
1st Floor Area	1,752 sqft
2nd Floor Area	483 sqft
Attic	Attic
Attic Area	483 sqft
Basement Area	969 sqft
Finished Basement	969 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Covered Porch
Porch Area	362 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	14344
Street Address	2870 RAINBOW DR
City	HOOD RIVER
State	OR
Zip	97031-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFU/AH
Legal Range	10E
Legal Township	02N
Legal Section	12
Legal Subdivision	PARTITION PLAT NO 200735P
Jurisdiction	HOOD RIVER OR
Township / Civil Division	ODELL
Census Block Group	1
Census Block	1038
Census Tract	950400

Owner

Source: Hood River County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Feb 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 22, 2017	Deed of Trust, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	2024657
Prior Transfer Date	Jan 27, 2022
Prior Transfer Doc	0000000471
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000

Mortgage

Document Number	0000002701
Date	Dec 11, 2025
Instrument	2025-02701

Lender

Name	KEY BANK NA
Type	Bank
Address	127 PUBLIC SQ, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	Other
Margin	3
Max Rate	11.8%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S CURRY ST, PORTLAND, OR 97239-4350

Mortgage

Document Number	0000000658
Date	Apr 15, 2024
Instrument	2024-00658

Lender

Name	KEY BANK NA
Type	Bank
Address	127 PUBLIC SQ, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000

Mortgage

Document Number	0000000400
Date	Feb 8, 2022
Instrument	2022-00400

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOOD RIVER OR
Recording Date	Feb 15, 2022
Property Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000
Document Number	0000000471
Map Reference	DOC 200705230
Instrument Date	Jan 27, 2022
Instrument	2022-00471
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000601
Date	Feb 3, 2021
Instrument	2021-00601

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

May 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HOOD RIVER OR
Property Address	2870 RAINBOW DR, HOOD RIVER, OR 97031-9000
Document Number	0000001757
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	COLUMBIA GORGE TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2870 RAINBOW DR HOOD RIVER OR 970319000, HOOD RIVER, OR 97031-9000

Mortgage

Document Number	0000001757
Date	May 22, 2017
Instrument	1757

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Hood River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Hood River County
Unified School District	Hood River County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,008.00 (+8.98%)	$455,970 (+9.35%) Land $248,450 Building $207,520	$1,601,180 (+18.06%) Land $653,870 Building $947,310
2024	$5,513.00 (+2.74%)	$416,980 (+3%) Land $241,220 Building $175,760	$1,356,210 (+8.23%) Land $709,250 Building $646,960
2023	$5,366.00 (+2.03%)	$404,840 (+3%) Land $234,200 Building $170,640	$1,253,120 (+5.29%) Land $516,140 Building $736,980
2022	$5,259.00	$393,050 Land $151,070 Building $241,980	$1,190,210 Land $471,840 Building $718,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 54% of Oregon
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL SPRINGS WATER DISTRICT serves 5,973 people · EPA ID OR4100386
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood River Electric Cooperative Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

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