2870 Prospect Rd, Rutledge, GA 30663 Property Records

Morgan County property record for 2870 Prospect Rd, Rutledge, GA 30663

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,868 sqft · built 1920
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Jul 2020)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 027 D`

Property Details

APN / Parcel Number

Primary APN	`010 027 D`
Alternative APN	`971`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,868 sqft Heated Area
1st Floor Area	36 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	161,172 sqft (3.7 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	144 sqft
Deck Area	112 sqft
Shed	1 Shed
Shed Area	512 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	971
Street Address	2870 PROSPECT RD
City	RUTLEDGE
State	GA
Zip	30663-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Jurisdiction	MORGAN GA
Township / Civil Division	RUTLEDGE
Census Block Group	1
Census Block	1016
Census Tract	10200

Owner

Source: Morgan County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2870 PROSPECT RD, RUTLEDGE, GA 30663-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Limited Warranty Deed, Transfer
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Oct 4, 2004 · Amount on File
Deed Document Number	2020752
Deed Book / Page	649 / 552
Prior Transfer Date	Aug 22, 2003
Prior Transfer Doc	0329000563
Record Updated	Sep 20, 2026

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jun 18, 2026
Property Address	2870 PROSPECT RD, RUTLEDGE, GA 30663-2020
Document Number	0766000994
Book / Page	766 / 994
Instrument Date	Jun 17, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	2870 PROSPECT RD, RUTLEDGE, GA 30663-2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 PROSPECT RD, RUTLEDGE, GA 30663-2020

Mortgage

Document Number	0000000619/0000000019
Date	Jan 14, 2019
Book Page	0000000619/0000000019
Instrument	000115

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2039

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jul 9, 2020
Property Address	2870 PROSPECT RD, RUTLEDGE, GA 30663-2020
Document Number	000649/552
Book / Page	649 / 552
Instrument Date	Jul 9, 2020
Instrument	2020-000752
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 PROSPECT RD, RUTLEDGE, GA 30663-2020

Mortgage

Document Number	0000000649/0000000553
Date	Jul 21, 2020
Book Page	0000000649/0000000553

Lender

Name	EVERETT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00 (+36.96%) Homeowner's exemption	$236,449 (+60.41%) Land $30,488 Building $205,961	$591,122 (+60.41%) Land $76,220 Building $514,902
2023	$3,417.00 (-0.26%) Homeowner's exemption	$147,404 (+5.22%) Land $16,462 Building $130,942	$368,510 (+5.22%) Land $41,154 Building $327,356
2022	$3,426.00 Homeowner's exemption	$140,086 Land $16,462 Building $123,624	$350,213 Land $41,154 Building $309,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Prospect Rd

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