El Dorado County property record for 2870 Osborne Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,784 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Aug 2005) |
| Tax Bill | $6,113 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-214-014-000 |
| Primary APN | 082-214-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,784 sqft Living Area |
| 1st Floor Area | 2,784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 13,504 sqft (0.31 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 841 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 2,784 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 2870 OSBORNE RD |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 960 CAMERON PK N 2 |
| Legal Subdivision | CAMERON PK N 2 |
| Legal Lot Number | 960 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30807 |
2870 Osborne Rd is owned and occupied by two individuals who bought it in August 2005.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2870 OSBORNE RD, CAMERON PARK, CA 95682-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 26, 2019 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Jul 31, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2005 · Amount on File |
| Deed Sale | Aug 19, 2005 · Amount on File |
| Prior Sale | Aug 18, 2004 · Amount on File |
| Deed Document Number | 200569214 |
| Prior Transfer Date | Jan 14, 1994 |
| Prior Transfer Doc | 0000012956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2870 OSBORNE RD, CAMERON PARK, CA 95682-9048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000040221 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2017-0040221 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2870 OSBORNE RD, CAMERON PARK, CA 95682-9048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000035077 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 2019-0035077 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2870 OSBORNE RD, CAMERON PARK, CA 95682-9048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000038748 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-0038748 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 2870 Osborne Rd was $6,113 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $792,412 (+38.9%) Land $278,769 Building $513,643 | |
| 2025 | $6,113.00 Homeowner's exemption | $570,500 Land $200,500 Building $370,000 |
| 2023 | $6,097.00 (-0.51%) Homeowner's exemption | $570,500 Land $200,500 Building $370,000 |
| 2022 | $6,128.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2870 Osborne Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 15 (1993–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2870 Osborne Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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