Santa Rosa County property record for 2870 Masters Blvd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,707 sqft · built 1993 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $555,000 (Feb 2024) |
| Tax Bill | $4,544 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2S-27-1922-30300-0040 |
| Primary APN | 02-2S-27-1922-30300-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,707 sqft Living Area |
| Gross Area | 3,894 sqft |
| 1st Floor Area | 2,707 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 118 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 657 sqft |
| Deck Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2870 MASTERS BLVD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 BLK 303 HOLLEY BY THE SEA 1ST ADD AS DES IN OR 4477 PG 287 & AS DES IN OR 4609 PG 194 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 02 |
| Legal Subdivision | HOLLEY SEA/1ST ADDIT |
| Legal Block | 303 |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10822 |
2870 Masters Blvd is owned and occupied by an individual who acquired it in April 2025.
Source: Santa Rosa County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2870 MASTERS BLVD, NAVARRE, FL 32566-8871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 27, 2018 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2024 · Amount on File |
| Deed Sale | Feb 26, 2024 · Amount on File |
| Prior Sale | Jul 31, 2020 · Amount on File |
| Deed Document Number | 20248043 |
| Deed Book / Page | 4477 / 287 |
| Last Transfer Date | Apr 18, 2025 |
| Transfer Doc | 0046090194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 2870 MASTERS BLVD, NAVARRE, FL 32566-8871 |
| Document Number | 0047340859 |
| Book / Page | 4734 / 859 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202619678 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING DEPARTMENT |
| Name | Verified Name |
|---|---|
| Address | 2870 MASTERS BLVD, NAVARRE, FL 32566-8871 |
| Document Number | 0000019678, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 4734/859 |
| Instrument | 202619678 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2870 MASTERS BLVD, NAVARRE, FL 32566-8871 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0037220331 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 3722/0331 |
| Instrument | 201816651 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 31, 2020 |
| Property Address | 2870 MASTERS BLVD, NAVARRE, FL 32566-8871 |
| Document Number | 0039840441 |
| Book / Page | 3984 / 441 |
| Map Reference | MB E PG 15 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 202038497 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1256 COLLEGE PKWYD, 1256, GULF BREEZE, FL 32563 |
| Name | Verified Name |
|---|---|
| Address | 2870 MASTERS BLVD, NAVARRE, FL 32566-8871 |
| Document Number | 0003984443 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 3984/443 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496,882 (+19.67%) Land $90,000 Building $406,882 | $496,882 (+1.7%) Land $90,000 Building $406,882 | |
| 2024 | $4,544.00 (+1.95%) Homeowner's exemption | $415,201 (+3%) | $488,583 (-2.54%) Land $90,000 Building $398,583 |
| 2023 | $4,457.00 (+2.48%) Homeowner's exemption | $403,108 (+3%) | $501,323 (+9.01%) Land $88,000 Building $413,323 |
| 2022 | $4,349.00 Homeowner's exemption | $391,367 | $459,874 Land $80,000 Building $379,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2870 Masters Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 227 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 in force |
| Nearby Flood Claims | 5 (2004–2021) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2870 Masters Blvd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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