2870 Jacob Rd, Caro, MI 48723 Property Records

Tuscola County property record for 2870 Jacob Rd, Caro, MI 48723

Property Summary

Property Type	General Agricultural/Rural
Details	2 ba · 2,292 sqft
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Sep 2020 Transfer Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`008-016-000-2100-00`

Property Details

APN / Parcel Number

Primary APN	`008-016-000-2100-00`

Interior

Full Baths	2 Baths
Building Area	2,292 sqft Building Perimeter
1st Floor Area	1,468 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Architectural Style	Multi-Family
Lot Area	3,484,800 sqft (80 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2870 JACOB RD
City	CARO
State	MI
Zip	48723-9329
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	ELL-16-203 SEC 16 T13N R10E S 1/2 OF NW 1/4. 80 A.
Legal Range	10E
Legal Township	13N
Legal Section	16
Jurisdiction	TUSCOLA MI
Township / Civil Division	ELLINGTON
Census Block Group	3
Census Block	3027
Census Tract	400

Owner

2870 Jacob Rd, an agricultural property, is owned and occupied by two individuals who acquired it in September 2020.

Source: Tuscola County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2870 JACOB RD, CARO, MI 48723-9329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 22, 2020
Transfer Doc	0014580448
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TUSCOLA MI
Recording Date	Sep 24, 2020
Property Address	2870 JACOB RD, CARO, MI 48723-9329
Document Number	0014580448
Book / Page	001458 / 000448
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2870 JACOB RD CARO MI 487239329, CARO, MI 48723-9329

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	2870 JACOB RD, CARO, MI 48723-9329
Document Number	0001012879
Book / Page	001379 / 001039
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2870 JACOB RD CARO MI 487239329, CARO, MI 48723-9329

Mortgage

Document Number	0001012879
Date	Aug 10, 2017
Book Page	001379/001039
Instrument	1012879

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2870 Jacob Rd was $3,908 with a homeowner's exemption, up 9.8% from the year before.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Ellington Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,500 (+21.56%)	$707,000 (+21.56%)
2025	$3,908.00 (+9.84%) Homeowner's exemption	$290,800	$581,600
2024	$3,558.00
2023		$284,200	$568,400
2020	$3,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2870 Jacob Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2870 Jacob Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jacob Rd

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