2870 Gibson St, Riverside, CA 92503 Property Records

Riverside County property record for 2870 Gibson St, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,036 sqft · built 1972
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$777,500 (Jul 2025)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-151-007`

Property Details

APN / Parcel Number

Primary APN	`239-151-007`
Alternative APN	`054401007`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	2,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	054401007
Street Address	2870 GIBSON ST
City	RIVERSIDE
State	CA
Zip	92503-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1080
Legal Description	LOT 7 MB 070/001 TR 4255
Legal Subdivision	TRACT 4255
Legal Tract	4255
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2006
Census Tract	31703

Owner

2870 Gibson St is owned and occupied by an individual who bought it in July 2025.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2870 GIBSON ST, RIVERSIDE, CA 92503-6300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Oct 24, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2025 · Amount on File
Deed Sale	Jul 24, 2025 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	2025225291
Prior Transfer Date	Jan 8, 2008
Prior Transfer Doc	0000090216
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2870 GIBSON ST, RIVERSIDE, CA 92503-6300
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 GIBSON ST, RIVERSIDE, CA 92503-6300

Mortgage

Document Number	0000299852
Date	Oct 11, 2023
Instrument	2023-0299852

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2870 GIBSON ST, RIVERSIDE, CA 92503-6300
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 GIBSON ST, RIVERSIDE, CA 92503-6300

Mortgage

Document Number	0000201201
Date	Mar 31, 2021
Instrument	2021-0201201

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2870 GIBSON ST, RIVERSIDE, CA 92503-6300
Document Number	0000384127
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2870 GIBSON ST RIVERSIDE CA 925036300, RIVERSIDE, CA 92503-6300

Mortgage

Document Number	0000384127
Date	Sep 27, 2019
Instrument	384127

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 24, 2018
Property Address	2870 GIBSON ST, RIVERSIDE, CA 92503-6300
Document Number	0000418896
Instrument Date	Aug 28, 2018
Instrument	418896
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2870 GIBSON ST RIVERSIDE CA 925036300, RIVERSIDE, CA 92503-6300

Mortgage

Document Number	418897
Date	Oct 24, 2018
Instrument	418897

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2870 Gibson St was $5,512.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,500 (+58.41%) Land $233,251 Building $544,249
2025	$5,512.00	$490,824 Land $100,395 Building $390,429
2023	$5,309.00 (+1.88%)	$471,767 Land $96,498 Building $375,269
2022	$5,211.00
2021			$546,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2870 Gibson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2870 Gibson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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