2870 Gardner Rd, Galloway, OH 43119 Property Records

Franklin County property record for 2870 Gardner Rd, Galloway, OH 43119

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,004 sqft · built 1996
Lot Size	8.78 acres (382,849 sqft)
Owner	Company Name on File
Last Sale	$825,000 (Jan 2026)
Tax Bill	$6,006 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`230-003100`

Property Details

APN / Parcel Number

Primary APN	`230-003100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,004 sqft Living Area
1st Floor Area	1,892 sqft
Attic Area	1,874 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	382,849 sqft (8.78 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2870 GARDNER RD
City	GALLOWAY
State	OH
Zip	43119-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDNER ROAD ENTRY 2661 8.789 ACRES
Jurisdiction	FRANKLIN OH
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1000
Census Tract	9802

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	2 Co-owners on File
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 9, 2026	Fiduciary Deed, Transfer THA TITLE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Mar 15, 2011
Deed Document Number	202601090004286
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	2870 GARDNER RD, GALLOWAY, OH 43119-9734
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	HIGH STREET TITLE COMPANY, HIGHMARK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 GARDNER RD, GALLOWAY, OH 43119-9734

Mortgage

Document Number	0000019979
Date	Feb 23, 2026
Instrument	202602230019979

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jan 9, 2026
Property Address	2870 GARDNER RD, GALLOWAY, OH 43119-9734
Document Number	0000004286
Instrument Date	Dec 15, 2025
Instrument	202601090004286
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	THA TITLE LLC

Transaction

Amount	Amount on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Pleasant Township
Unified School District	South-Western City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,006.00 (+11.61%) Homeowner's exemption	$135,460 (-) Land $18,730 Building $116,730
2023	$5,381.00 (-8.39%) Homeowner's exemption	$135,460 (+26.6%) Land $18,730 Building $116,730	$608,100 (+2.37%) Land $274,600 Building $333,500
2022	$5,874.00 Homeowner's exemption	$107,000 Land $16,490 Building $90,510
2020			$594,000 Land $335,400 Building $258,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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