2870 Fairview Rd, Andrews, NC 28901 Property Records

Cherokee County property record for 2870 Fairview Rd, Andrews, NC 28901

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,323 sqft · built 1976
Lot Size	4.11 acres (179,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Nov 2020)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554500660820000`

Property Details

APN / Parcel Number

Primary APN	`554500660820000`
Alternative APN	`53231`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,323 sqft Heated Area
Basement Area	2,532 sqft
Finished Basement	2,532 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Ranch
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	179,467 sqft (4.11 acres)
Lot Width	34 ft Width
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	480 sqft
Patio Area	409 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	53231
Street Address	2870 FAIRVIEW RD
City	ANDREWS
State	NC
Zip	28901-7490
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR VALLEY RIVER ESTATES LLC 1275/1024 F/95A
Legal Subdivision	FR VALLEY RIVER ESTATES
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2001
Census Tract	930200

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2870 FAIRVIEW RD, ANDREWS, NC 28901-7490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2020 · Amount on Record
Deed Sale	Nov 1, 2020 · Amount on Record
Deed Document Number	0000683118
Deed Book / Page	1275 / 1024
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	2007-0001910
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2870 FAIRVIEW RD, ANDREWS, NC 28901-7490
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001718/164
Date	Aug 8, 2022
Book Page	1718/164
Instrument	5145

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	ANDREWS, NC 28901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	2870 FAIRVIEW RD, ANDREWS, NC 28901-7490
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001696/350
Date	Nov 12, 2021
Book Page	1696/350
Instrument	7622

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00	$223,170 (-)	$223,170 (-) Land $12,060 Building $211,110
2023		$223,170	$223,170 Land $12,060 Building $211,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1990)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ANDREWS serves 3,284 people · EPA ID NC0120020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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