2870 E Melody Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2870 E Melody Ln, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,454 sqft · built 1996
Lot Size	0.19 acres (8,255 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2014)
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-08-470`

Property Details

APN / Parcel Number

Primary APN	`304-08-470`
Alternative APN	`304084707`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,454 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	2,454 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,255 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2870 E MELODY LN
City	GILBERT
State	AZ
Zip	85234-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	CARRIAGE LANE 10 MCR 399-47
Legal Range	6E
Legal Township	1S
Legal Section	3
Legal Subdivision	CARRIAGE LANE 10
Legal Lot Number	205
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2013
Census Tract	422620

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE COMPANY
Jan 19, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 2, 2022	Beneficiary Deed, Transfer
Feb 25, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2014 · Amount on Record
Deed Sale	Sep 29, 2014 · Amount on Record
Prior Sale	Dec 1, 2010 · Amount on Record
Deed Document Number	2014643493
Last Transfer Date	May 19, 2022
Transfer Doc	0000471047
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 10, 2026
Property Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Document Number	0000213368
Instrument Date	Apr 6, 2026
Instrument	2026213368
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES/THE VALLEY LLC, TITLE SERVICES OF THE VALLEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000213368,
Date	Apr 10, 2026
Instrument	2026213368

Lender

Name	TOWNE MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028449
Date	Jan 19, 2024
Instrument	20240028449

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 2, 2022
Property Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Document Number	0000471047
Map Reference	MB 399 PG 47
Instrument Date	May 19, 2022
Instrument	20220471047
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 E MELODY LN, GILBERT, AZ 85234-1412

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 E MELODY LN, GILBERT, AZ 85234-1412

Mortgage

Document Number	0000172997
Date	Feb 25, 2022
Instrument	20220172997

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2870 E MELODY LN, GILBERT, AZ 85234-1412
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 E MELODY LN, GILBERT, AZ 85234-1412

Mortgage

Document Number	0000384573
Date	Apr 6, 2021
Instrument	20210384573

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,920 (+74.38%)	$529,200 (+6.44%) Land $105,800 Building $423,400
2025	$2,362.00 (+3.14%)	$30,347 (-42.88%)	$497,200 (-6.42%) Land $99,400 Building $397,800
2024		$53,130	$531,300 Land $106,200 Building $425,100
2023	$2,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Jul 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile USA, Verizon, Wi-Fiber.

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