2870 E Creeks Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 2870 E Creeks Edge Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,436 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2026)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2020 Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`014-04425-18`

Property Details

APN / Parcel Number

Primary APN	`014-04425-18`
Alternative APN	`53-08-14-200-047.000-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
1st Floor Area	2,436 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-04425-18
Street Address	2870 E CREEKS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDENS@HIDDENVALLEYFARMS LOT 18
Legal Subdivision	THE GARDENS AT HIDDEN VALLEY FARMS
Legal Lot Number	18
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3010
Census Tract	1002

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit GERMAN AMERICAN BANCORP INC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 27, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 14, 2017	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Dec 23, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	202655357
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017003087
Date	Mar 10, 2017
Instrument	2017003087

Lender

Name	GERMAN AMERICAN BANCORP INC
Type	Funding / Finance Company
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2018

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007539
Date	May 27, 2020
Instrument	2020007539

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 17, 2026
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Document Number	2026001800
Map Reference	CAB C ENV 397
Instrument Date	Feb 12, 2026
Instrument	2026001800
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381

Mortgage

Document Number	2026001801
Date	Feb 17, 2026
Instrument	2026001801

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Feb 17, 2026
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Document Number	2026001800
Map Reference	CAB C ENV 397
Instrument Date	Feb 12, 2026
Instrument	2026001800
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381

Mortgage

Document Number	2026001801
Date	Feb 17, 2026
Instrument	2026001801

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 6, 2021
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Document Number	2021022518
Map Reference	CAB C ENV 397
Instrument Date	Nov 10, 2021
Instrument	2021022518
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381

Mortgage

Document Number	2021022519
Date	Dec 6, 2021
Instrument	2021022519

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 27, 2018
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Document Number	2018003553
Map Reference	CAB C ENV 397
Instrument Date	Mar 22, 2018
Instrument	2018003553
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381

Mortgage

Document Number	2018003554
Date	Mar 27, 2018
Instrument	2018003554

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 14, 2017
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Document Number	2017008173
Map Reference	CAB C ENV 397
Instrument Date	Jun 12, 2017
Instrument	2017008173
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 E CSEEKS EDGE DR, BLOOMINGTON, IN 47401-8381

Mortgage

Document Number	2017008174
Date	Jun 14, 2017
Instrument	2017008174

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 23, 2014
Property Address	2870 E CREEKS EDGE DR, BLOOMINGTON, IN 47401-8381
Document Number	2014016373
Map Reference	CAB C PG 397
Instrument Date	Dec 19, 2014
Instrument	2014016373
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 304, CLEAR CREEK, IN 47426-0304
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00 (-7.64%)	$425,700 (+0.09%) Land $95,000 Building $330,700	$425,700 (+0.09%) Land $95,000 Building $330,700
2024	$3,375.00 (+5.67%)
2023		$425,300 (+7.83%) Land $95,000 Building $330,300	$425,300 (+7.83%) Land $95,000 Building $330,300
2022	$3,194.00	$394,400 Land $95,000 Building $299,400	$394,400 Land $95,000 Building $299,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GigabitNow, Smithville Communications.

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