Stearns County property record for 2870 7th St N, Saint Cloud, MN 56303
| Property Type | Other Improved |
|---|---|
| Details | 3,116 sqft · built 1987 |
| Lot Size | 1.54 acres (66,926 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45249-0040 |
| Primary APN | 82-45249-0040 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,116 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Block |
| Lot Area | 66,926 sqft (1.54 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2870 7TH ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-3104 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | I2 |
| Legal Description | UNIT #6 AND COMMON ELEMENT 12.45% AND SIDE YARDS-BEING PART OF LOT 1 BLK 1 CENTER CITY BUSINESS PARK CENTER CITY BUSINESS PK |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | CENTER CITY BUSINESS PK CONDO |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Legal Unit | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 701 |
2870 7th St N is owned by a company.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1903 4TH ST N, 112, SAINT CLOUD, MN 56303-3803 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,000 (-) Land $30,000 Building $85,000 | $115,000 (-) Land $30,000 Building $85,000 | |
| 2025 | $115,000 Land $30,000 Building $85,000 | $115,000 Land $30,000 Building $85,000 | |
| 2023 | Additional exemption filed | $115,000 Land $30,000 Building $85,000 | $115,000 Land $30,000 Building $85,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2870 7th St N in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2870 7th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink.
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