Indian River County property record for 2870 1st Rd, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 1979 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $79,300 (Oct 2023) |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00012-0010-00003.0 |
| Primary APN | 33-39-15-00012-0010-00003.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 1,430 sqft |
| 1st Floor Area | 1,270 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| View / Lot | Interior |
| Driveway | Concrete Driveway |
| Driveway Area | 350 sqft |
| Porch | Screened Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2870 1ST RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | GRAVES ANNEX SUB BLK 1 LOT 3 PBI 4-76 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 15 |
| Legal Subdivision | GRAVES ANNEX SUB |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 50706 |
2870 1st Rd is owned by a company that bought it in October 2023 and is owner-occupied.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2870 1ST RD, VERO BEACH, FL 32968-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on File |
| Deed Sale | Oct 3, 2023 · Amount on File |
| Prior Sale | Apr 20, 2017 · Amount on File |
| Deed Document Number | 202349663 |
| Deed Book / Page | 3653 / 756 |
| Prior Transfer Date | Sep 22, 2023 |
| Prior Transfer Doc | 0036530756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 3, 2023 |
| Property Address | 2870 1ST RD, VERO BEACH, FL 32968-2518 |
| Document Number | 0036530756 |
| Book / Page | 3653 / 756 |
| Map Reference | MB 4 PG 76 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 3120230049663 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $555.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2870 1ST RD, VERO BEACH, FL 32968-2518 |
| Name | Verified Name |
|---|---|
| Address | 28710 1ST ROAD, VERO BEACH, FL 32968 |
| Document Number | 0003653759 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 3653/759 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 2870 1ST RD, VERO BEACH, FL 32968-2518 |
| Document Number | 0030170258 |
| Book / Page | 3017 / 0258 |
| Map Reference | MB4 PG76 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 3120170021388 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $794.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 670 9TH AVE, 670, VERO BEACH, FL 32962-1558 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2870 1ST RD, VERO BEACH, FL 32968-2518 |
| Document Number | 30170260 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 3017/0260 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 2870 1st Rd was $1,205 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 Homeowner's exemption | $96,965 | $192,870 Land $40,163 Building $152,707 |
| 2023 | $897.00 (+3.94%) | $91,489 (+3%) | $178,986 (+14.77%) Land $29,750 Building $149,236 |
| 2022 | $863.00 | $88,825 | $155,954 Land $29,750 Building $126,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2870 1st Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2870 1st Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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