287 Young Ave SW, Concord, NC 28025 Property Records

Cabarrus County property record for 287 Young Ave SW, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,078 sqft · built 1940
Lot Size	0.206 acres (9,000 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Oct 2022)
Tax Bill	$414 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5620 74 0861`

Property Details

APN / Parcel Number

Primary APN	`5620 74 0861`
Alternative APNs	`12037 0045.300000` `113334` `158593`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	1,078 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft
Lot Dimensions	120 ft deep x 75 ft wide
Porch	Enclosed Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	158593
Street Address	287 YOUNG AVE SW
City	CONCORD
State	NC
Zip	28025-5260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 46 CANNON HOLDING CORP
Legal Subdivision	SILVER HILL SEC 11
Legal Lot Number	46
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	4
Census Block	4001
Census Tract	42101

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7333 ROSELAND AVE, CHARLOTTE, NC 28277-2783
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Oct 11, 2022	Special Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND I LLC
Oct 11, 2022	Warranty Deed, Transfer
Oct 11, 2022	Trustee's Deed, Foreclosure
Mar 9, 2017	Trustee's Deed, Construction Loan · Construction Mortgage WNQ PROPERTY & DEV LLC
Jan 13, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage DLN INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	0016238248
Deed Book / Page	16238 / 248
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	287 YOUNG AVE SW, CONCORD, NC 28025-5260
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016797303
Date	Jan 30, 2024
Book Page	16797/303

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	PALM BAY, FL 32905

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2025

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 11, 2022
Property Address	287 YOUNG AVE SW, CONCORD, NC 28025-5260
Document Number	0016238248
Book / Page	16238 / 248
Map Reference	MB 19 PG 53
Instrument Date	Oct 10, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # DR100W, 5000, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7333 ROSELAND AVE, CHARLOTTE, NC 28277-2783

Mortgage

Document Number	0162380251
Date	Oct 11, 2022
Instrument	16238-0251

Lender

Name	BELL ROCK INCOME FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 7, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 11, 2022
Property Address	287 YOUNG AVE SW, CONCORD, NC 28025-5260
Document Number	0016238245
Book / Page	16238 / 245
Map Reference	MB 19 PG 53
Instrument Date	Oct 10, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6012 BAYFIELD PKWY # 312, 6012, CONCORD, NC 28027-7597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 11, 2022
Property Address	287 YOUNG AVE SW, CONCORD, NC 28025-5260
Document Number	0001623890
Book / Page	16238 / 90
Map Reference	MB 19 PG 53
Instrument Date	Oct 6, 2022
Transaction Type	Foreclosure
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6012 BAYFIELD PKWY # 312, 312, CONCORD, NC 28027-7597

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 9, 2017
Property Address	287 YOUNG AVE SW, CONCORD, NC 28025-5260
Book / Page	012389 / 000127
Instrument Date	Mar 7, 2017
Instrument	5825
Transaction Type	Construction Loan
Record Updated	Mar 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2305 HUNTERSVILLE NC 280702305, HUNTERSVILLE, NC 28070-2305

Mortgage

Document Number	12389127
Date	Mar 9, 2017
Book Page	012389/000127
Instrument	5825

Lender

Name	WNQ PROPERTY & DEV LLC
Address	5917 CRESTWOOD DR, CHARLOTTE, NC 28216-2209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2018

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 13, 2017
Property Address	287 YOUNG AVE SW, CONCORD, NC 28025-5260
Document Number	0012319276
Book / Page	12319 / 0276
Map Reference	MB19 PG53
Instrument Date	Jan 6, 2017
Instrument	12319-0276
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 MCCACHERN BLVD SE STE 1, 77, CONCORD, NC 28025-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2305, HUNTERSVILLE, NC 28070-2305

Mortgage

Document Number	0012319279
Date	Jan 13, 2017
Book Page	12319/0279
Instrument	12319-0279

Lender

Name	DLN INVESTMENTS LLC
Type	Non-Lending Institution
Address	CONCORD, NC 28025

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$414.00	$33,970 Land $9,000 Building $24,970	$33,970 Land $9,000 Building $24,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber.

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