Union County and Westfield Town property record for 287 Watchung Fork, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 6,493 sqft · built 2022 |
| Lot Size | 0.773 acres (33,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Sep 2021) |
| Tax Bill | $60,910 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Sep 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00602-0000-00005 |
| Primary APN | 20-00602-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,493 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 33,672 sqft (0.773 acres) |
| Lot Dimensions | 259 ft deep x 130 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2000237000000003 |
|---|---|
| Street Address | 287 WATCHUNG FRK |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | INDIAN FOREST SEC A |
| Legal Block | 602 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 36500 |
287 Watchung Fork is owned and occupied by two individuals who bought it in September 2021.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 WATCHUNG FRK, WESTFIELD, NJ 07090-3816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Sep 28, 2021 | Deed, Construction Loan · Construction Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on File |
| Deed Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 20219785 |
| Deed Book / Page | 6432 / 143 |
| Prior Transfer Date | Dec 24, 2015 |
| Prior Transfer Doc | 0060970850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 287 WATCHUNG FRK, WESTFIELD, NJ 07090-3816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 132 WELLS ST, WESTFIELD, NJ 07090-2005 |
| Document Number | 0152152943 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 15215/2943 |
| Instrument | 37109 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 28, 2021 |
| Property Address | 287 WATCHUNG FRK, WESTFIELD, NJ 07090-3816 |
| Document Number | 0064320143 |
| Book / Page | 6432 / 143 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 9785 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2022 |
| Title Company | NOT AVAILABLE, A ABSOLUTE SETTLEMENT CO INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 SOUTH AVE W, 501, WESTFIELD, NJ 07090-1592 |
| Name | Verified Name |
|---|---|
| Address | 287 WATCHUNG FRK, WESTFIELD, NJ 07090-3816 |
| Document Number | 0000021735 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 21735 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.62% |
The 2025 property tax bill for 287 Watchung Fork was $60,910, up 86.5% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,657,500 (-) Land $988,800 Building $1,668,700 | $2,657,500 (-) Land $988,800 Building $1,668,700 | |
| 2025 | $60,910.00 (+86.53%) | $2,657,500 Land $988,800 Building $1,668,700 | $2,657,500 Land $988,800 Building $1,668,700 |
| 2024 | $32,654.00 | ||
| 2023 | $1,450,000 Land $988,800 Building $461,200 | $1,450,000 Land $988,800 Building $461,200 | |
| 2022 | $35,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 287 Watchung Fork in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 287 Watchung Fork is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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