San Joaquin County property record for 287 W Santos Ave, Ripon, CA 95366 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,881 sqft Living Area |
| Lot Size | 13,148 sqft (0.302 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $725,000 (2020) |
| Tax Bill | $8,461.00 (2025) |
| Primary APN | 261-550-470-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,881 sqft Living Area |
| 1st Floor | 2,881 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood Construction |
| Lot Area | 13,148 sqft (0.302 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 261-550-47 |
|---|---|
| Street Address | 287 W SANTOS AVE |
| City | RIPON |
| State | CA |
| Zip | 95366-9337 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 261-030-03 PER CHESAPEAKE 1 |
| Legal Subdivision | CHESAPEAKE 01 |
| Legal Block | 4 |
| Legal Lot Number | 71 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4032 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-550-470-000
Assessment roll updated September 24, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage KAIPERM DIABLO FCU |
| Dec 01, 2020 | Grant Deed, Transfer · Conventional Mortgage TRAVIS CU |
| Jul 03, 2018 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 14, 2017 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2020 · Amount on Record |
| Deed Sale | Dec 01, 2020 · Amount on Record |
| Prior Sale | Jul 03, 2018 · Amount on Record |
| Deed Doc Number | 2020166483 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000011323 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022-011323 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE CO STOCKTON |
| Name | Verified Name |
|---|---|
| Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000053522 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-053522 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000076594 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020-076594 |
| Name | KAIPERM DIABLO FCU |
|---|---|
| Type | Credit Union |
| Address | WALNUT CREEK, CA 94596 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 01, 2020 |
| Property Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000166483 |
| Map Reference | MB 36 PG 99 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2020-166483 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000166484 |
|---|---|
| Date | Dec 01, 2020 |
| Instrument | 2020-166484 |
| Name | TRAVIS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 03, 2018 |
| Property Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000074013 |
| Map Reference | DOC2002-214537 |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-074013 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | STEWART TITLE NORTH BAY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000074014 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 2018-074014 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 14, 2017 |
| Property Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000079627 |
| Map Reference | MAP36 PG99 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017-079627 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 287 W SANTOS AVE, RIPON, CA 95366-9337 |
| Document Number | 0000079628 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 2017-079628 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,461.00 (+3.82%) | $784,761 (+4.04%) Land $216,485 Building $568,276 | |
| 2023 | $8,150.00 (+1.62%) | $754,290 Land $208,080 Building $546,210 | $852,030 |
| 2022 | $8,020.00 |
287 W Santos Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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